Payday Loans

Why choose Moneytree?

Moneytree works hard to be the best provider of payday loans and other financial services. We are a direct lender and have been exceeding Customers' expectations for over 30 years. A Moneytree Payday Loan is fast, simple and secure. If you have any questions, visit a Branch near you or call our Customer Service Team between 6am and 11pm PT, seven days a week!

Get Your Cash Today!

As soon as your loan is approved:

Or, if it's more convenient, in 1 to 3 business days we'll deposit your funds directly into your checking account! Apply Online!

Find your nearest branch here!

How does it work?

First select your state and apply online. Completing your application will take just a few minutes. To speed up the loan approval process, make sure you have the following information available:

In Washington, Nevada and California, it's a requirement that we verify income documentation before we finish processing your payday loan application. We have three easy ways to submit your proof of income.

Once your application has been approved, you'll receive an email with your approved dollar amount. Then just log into your account and select how much you'd like to borrow. If you have any questions about payday loan applications or the approval process, please visit the FAQ page or call our Customer Service Team at 877.613.6669.

Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," a term which includes active duty members of the military, their spouses and dependents. Learn More
 

What are your fees?

Fees vary by state. Choose your state below to find example fees for your area.

When do I have to repay my loan?

Payday loans are typically repaid on your payday or the following business day. Once you've been approved, you will log into your account and choose a date to repay your loan. Payday loan payments can be made online, on our Make a Payment page or at any Moneytree Branch.

Is my information safe?

We believe that in selecting Moneytree, our Customers expect that we will take great care to preserve their privacy. As financial services professionals entrusted with sensitive financial information, we respect the privacy of our Customers and are committed to treating Customer information responsibly. Our customer information privacy principles serve as standards for all of our employees in the collection, use, retention and security of individual Customer information. We use McAfee and Verisign security software and are fully licensed in each state in which we operate.

Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions.

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Online loans not available in all states. For the complete list of available loans, rates and terms, click the page for your state of residence:

California: A payday loan costs approximately $17.65 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment amount of $117.65 and has an APR (Annual Percentage Rate) of 460.16%.* Moneytree, Inc. is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law to make consumer loans. Licensed by the Department of Business Oversight pursuant to the California Finance Lenders Law to make business loans. Loans made or arranged pursuant to a California Financing Law license.

Colorado: The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $300 loan as an example: If you borrow $300 to be repaid in 6 months, the total finance charges would be $209.44, with an APR (Annual Percentage Rate) of 208.00%.* The finance charges and APR are based upon you agreeing to make 13 payments of $36.39 due every two weeks and one final payment of $36.37.

Idaho: A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

Nevada: A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

Washington: A payday loan costs $15 per $100 borrowed up to $500, and $10 per $100 on the amount over $500. For example, a $100 loan due in 14 days would have a total repayment amount of $115 and has an APR (Annual Percentage Rate) of 391.07%.*

Customer Notices:
There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Payday Loans, High-Interest loans and Title Loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

To view our Privacy Policy, please visit our Privacy Policy page.

For Customer Service, please contact us at 1-800-745-1011.

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.