You can borrow any amount up to your loan limit. Your loan limit will be based on:
In Colorado, Moneytree offers installment loans up to $1,000 or 35% of your gross monthly income, whichever is less. You can borrow any amount up to your loan limit. Your loan limit may change based on the loan product applied for, your credit history with Moneytree or a change in any of the above.
1Subject to qualifications and limitations.
The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with a 10% acquisition charge and a 98-day loan term as an example:
A $500 loan would cost $595 which includes finance charges of $95, consisting of the acquisition charge and three installment account handling charges, and is based upon you agreeing to make seven payments of $85 due every two weeks, with an APR (Annual Percentage Rate) of 118.25%.*
1Subject to qualifications and limitations.
*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
Moneytree is a direct lender and never sells your information.
We're licensed by the State of Colorado Office of the Attorney General.
Our Team will let you know in minutes how much you qualify to borrow.
Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers.
Questions about installment loans? Call our Customer Service Team at 1-800-745-1011.
1Subject to qualifications and limitations.
Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank posting delays or errors.
Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," a term which includes active duty members of the military, their spouses and dependents. Learn More.
Moneytree, Inc., is licensed by the State of Colorado Office of the Attorney General. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).
You can borrow any amount from $100 up to your loan limit. Your initial loan limit is established based on:
In Colorado, Moneytree offers installment loans up to $1,000 or 35% of your gross monthly income, whichever is less. You can borrow any amount up to your loan limit. Your loan limit may change based on the loan product applied for, your credit history with Moneytree or a change in any of the above.
Your payments will be due on the dates set forth in the loan agreement; typically on your paydays or the following calendar day.
You can prepay your loan in full prior to the due date with no prepayment penalty. In some instances, paying the loan off in full prior to the maturity date may result in a rebate of the portion of the acquisition charge and a portion of the monthly installment account handling charge.
No. Installment loans are not eligible for refinancing.
To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please register online, call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011.
Payment options vary depending on your loan agreement. You may authorize ACH debit payments, debit card payments or set up cash payments at loan origination.
If your ACH returns unpaid, you will be charged a $25 fee for each returned item. You can reach Moneytree's Payment Center at 1-888-516-6643 for more information.