Cash Today.
More Time to
Repay.
Colorado Installment Loans
Looking for a hassle-free loan with more time to repay? With a Moneytree installment loan, you can get the cash you need today and repay the loan in convenient payments over time. If approved, you can pick up your funds in a Moneytree branch or have your funds sent to a qualified debit card account with our convenient Instant Funding* option (in-branch and online), or to your bank account via ACH (online only).
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How Much Can I Borrow at Moneytree?
Installment loans for first-time borrowers are available in the amounts of $100, $325 or $5251 with approval.
Don’t wait to get the cash you need. With a Moneytree installment loan, you can get the cash you need today and repay your loan in convenient payments over time.
The amount you can borrow*** is calculated and may change based on:
- Your Moneytree credit history
- Your current income
- Details provided on your loan application, and/or
- Information from your consumer credit report
Moneytree makes it easy to access funds when you need them most. Apply today!
*Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor, and other third-party posting delays or errors.
1Subject to qualifications and limitations.
**The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
*** Your account balance with Moneytree must be current and in good standing in order to take out a loan.
Moneytree does not make loans to “covered borrowers,” as defined under the Military Lending Act.
CUSTOMER NOTICE: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive.
How Much Does an Installment Loan Cost at Moneytree?
At Moneytree, installment loans are repaid in payments over time. The amount of your payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $325 loan with biweekly payments and a six-month loan term as an example:
6 Month Loan Term: A $325 loan would have a total repayment of $420.00, which includes finance charges of $95.00, consisting of the acquisition charge and six installment account handling charges, and is based upon you agreeing to make 12 payments of $32.31, due every two weeks, and one final payment of $32.28 with an APR (Annual Percentage Rate) of 100.92%.**
You can get your funds in cash, Instant Funding* deposited to your qualified debit card account, or by ACH to your bank account (online loans only).
You can apply online or visit any Moneytree branch in Colorado to get started.
*Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor, and other third-party posting delays or errors.
1Subject to qualifications and limitations.
**The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
*** Your account balance with Moneytree must be current and in good standing in order to take out a loan.
Moneytree does not make loans to “covered borrowers,” as defined under the Military Lending Act.
CUSTOMER NOTICE: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive.
What Do I Need in Order to Apply for an Installment Loan at Moneytree?
Applying for an installment loan online or at any Colorado Moneytree branch is fast and simple. Here’s what you’ll need:
- A valid ID and Social Security Number, ITIN, or Alien Registration Number
- Your physical address, phone number and a unique email address
- Proof of income, such as a pay stub or benefits statement
- An open checking account
Gather your documents and apply online or in person today!
*Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor, and other third-party posting delays or errors.
1Subject to qualifications and limitations.
**The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
*** Your account balance with Moneytree must be current and in good standing in order to take out a loan.
Moneytree does not make loans to “covered borrowers,” as defined under the Military Lending Act.
CUSTOMER NOTICE: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive.
Questions About Installment Loans?
Call our Customer Service Team at 1-800-745-1011.
Frequently Asked Questions
Is Moneytree licensed?
Moneytree, Inc., is licensed by the State of Colorado Office of the Attorney General. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).
How is my loan (or payment) due date determined?
Your payments will be due on the dates set forth in the loan agreement; typically on your paydays.
Can I pay off my loan before it is due?
You can prepay your loan in full prior to the due date with no prepayment penalty. In some instances, paying the loan off in full prior to the maturity date may result in a rebate of a portion of the acquisition charge and a portion of the installment account handling charge.
What if I miss a payment or a payment returns?
If your ACH payment returns unpaid, you will be charged a $25 fee for each returned item. You can reach Moneytree's Payment Center at 1-888-516-6643 for more information.