Colorado Installment Loans

Cash today, more time to repay. Cash today, more time to repay.

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If Approved, Borrow Today

How the Installment Loan Process Works

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Application

Apply at one of
our local Branches.

 
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Review

Once your loan verification
documents are reviewed,
approval takes minutes.

 
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Receive Your Funds

If approved, your funding options
include: Cash in-branch or instant
funding to your debit card account.

Installment Loans1

Your loan limit will be based on:

  • Your income
  • The information you provide on your loan application
  • The information in your consumer report provided by a consumer reporting agency

In Colorado, Moneytree offers initial installment loan amounts that, depending on the applicant’s qualifications are $100 or $325, or 25% of your gross monthly income, whichever is less. Your loan limit may change based on the loan product applied for, your credit history with Moneytree or a change in any of the above.

1Subject to qualifications and limitations.

The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $325 loan with an 8% acquisition charge and a 6-month loan term as an example:

6 Month Loan Term

A $325 loan would cost $420.00 which includes finance charges of $95.00, consisting of the acquisition charge and six installment account handling charges, and is based upon you agreeing to make 12 payments of $32.31 due every two weeks and one final payment of $32.28 with an APR (Annual Percentage Rate) of 100.92.%*

1Subject to qualifications and limitations.

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

  • ID and social security number (or alien registration number or ITIN)
  • Physical address & contact phone number
  • Documents to verify the source and amount of your income and to verify your ability to repay
  • Open checking account information

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Secure

Moneytree is a direct lender and never sells your information.

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Licensed

We're licensed by the State of Colorado Office of the Attorney General.

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Fast

Our Team will let you know in minutes how much you qualify to borrow.

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Service

Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers.

Questions about installment loans? Call our Customer Service Team at 1-800-745-1011.

Click to View Sample Loan Fees

1Subject to qualifications and limitations.

Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor and other third party posting delays or errors.

Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," as defined under the Military Lending Act. Learn More.

Colorado FAQs

Moneytree, Inc., is licensed by the State of Colorado Office of the Attorney General. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).

Your initial loan limit is established based on:

  • Your income
  • The information you provide on your loan application
  • The information in your consumer report provided by a consumer reporting agency

In Colorado, Moneytree offers initial installment loan amounts that, depending on the applicant’s qualifications are $100 or $325, or 25% of your gross monthly income, whichever is less. Your loan limit may change based on the loan product applied for, your credit history with Moneytree or a change in any of the above.

Your payments will be due on the dates set forth in the loan agreement; typically on your paydays or the following calendar day.

Online Payments

Telephone Payments

  • Telephone payments may be made by calling Moneytree Customer Service at 1-800-745-1011.

You can prepay your loan in full prior to the due date with no prepayment penalty. In some instances, paying the loan off in full prior to the maturity date may result in a rebate of the portion of the acquisition charge and a portion of the monthly installment account handling charge.

No. Installment loans are not eligible for refinancing.

Moneytree offers courtesy date extensions (CDEs) to customers who need more time to repay their loans. To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please register online, call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011.

Payment options vary depending on your loan agreement. You may authorize ACH debit payments, debit card payments, or set up post-dated checks or cash payments at loan origination.

  • You may make your loan payment(s) in any Moneytree branch using cash or your debit card. You may make your loan payment(s) online or over the phone using your debit card.

If your ACH returns unpaid, you will be charged a $25 fee for each returned item. You can reach Moneytree's Payment Center at 1-888-516-6643 for more information.