Signature Loans

Couple smiling, while sitting in the back of an SUV.Couple smiling, while sitting in the back of an SUV.

“Friendly, quick and easy. This was my third loan through them.”

Heather B.
Reno, NV

Borrow Today

How the Signature Loan Process Works

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Application

Apply at one of our
local Branches.

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A circle with a checkmark through it.

Approval

Once your application and documents are verified,
approval takes minutes.

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An open hand with dollar bills floating above it.

Cash in Hand

Get the cash you
need on the spot!

Need a loan that works for you yet doesn’t require a bank account? We’ve got you. A Moneytree signature loan lets you borrow the cash you need so you can take care of whatever life throws at you. Simply stop by a Branch, fill out the short application and you’ll be on your way in no time.

What you’ll need to apply:

  • ID and social security number (or alien registration number or ITIN)
  • Physical address & contact phone number
  • Documents to verify the source and amount of your income

Signature Loans are available at Moneytree Branches in Idaho, Nevada and Washington*

* Maximum loan amounts and rates vary by state.

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Online loans not available in all states. For the complete list of available loans, rates and terms, click the page for your state of residence:

California: A payday loan costs approximately $17.65 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment amount of $117.65 and has an APR (Annual Percentage Rate) of 460.16%.* Moneytree, Inc., is licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law to make consumer loans.

Colorado: The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with a 10% acquisition charge and a 98-day loan term as an example: A $500 loan would cost $595 which includes finance charges of $95, consisting of the acquisition charge and three installment account handling charges, and is based upon you agreeing to make seven payments of $85 due every two weeks, with an APR (Annual Percentage Rate) of 118.25%.*

Idaho: A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

Nevada: A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

Washington: A payday loan costs $15 per $100 borrowed up to $500, and $10 per $100 on the amount over $500. For example, a $100 loan due in 14 days would have a total repayment amount of $115 and has an APR (Annual Percentage Rate) of 391.07%.*

Customer Notices:
Payday Loans, High-Interest loans and Title Loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

To view our Privacy Policy, please visit our Privacy Policy page.

For Customer Service, please contact us at 1-800-745-1011.

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

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P.O. Box 58443, Seattle, WA 98138