Idaho Loan Products

Smiling woman in red coat holding a cell phone.

“Always so friendly and quick, which makes it great when I have my children with me.”

Lela A.
Post Falls, ID

In Idaho, we offer payday loans, signature loans, installment loans (with or without a checking account), auto equity loans, title loans and business loans.

You can apply online for:

All other loan products are currently only available at any of our Idaho locations. Find a Moneytree Branch near you or apply for one of our personal online loans.

Below is the list of loans available at Moneytree.

Online Products

Applying for an online Moneytree payday loan is fast, simple and secure. Payday loans are designed to help you get the cash you need until your next payday.

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Applying for an online Moneytree installment loan is fast, simple and secure. Moneytree offers online installment loans that you can repay over time.

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Moneytree offers convenient, flexible and immediate business loans. The application process is simple and larger loan amounts are available. Apply online for a business loan today.

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Branch Products

Moneytree is a direct lender. Complete an application at any Moneytree Branch and walk out with your cash in minutes.

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Don’t have a checking account? Moneytree has a short term loan for you. Visit any Idaho Branch to apply today.

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Moneytree offers convenient, flexible and immediate business loans. Visit a Moneytree Branch for a business loan today.

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Moneytree Idaho Branches offer installment loans that you can repay over time. Visit your local Branch to apply today.

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Moneytree Idaho Branches also offer installment loans without a checking account that you can repay over time. Visit your local Branch to apply today.

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If you own your car and have proof of income, you may qualify to get the cash you need today based on the appraised value of your vehicle. Visit your local Branch to apply today.

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A Moneytree auto equity loan might be the product you choose if you own a vehicle with a clear title and have a source of income. Visit any Idaho Moneytree Branch to apply.

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For the complete list of available loans, rates and terms, click the page for your state of residence:

California: A payday loan costs approximately $17.65 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment amount of $117.65 and has an APR (Annual Percentage Rate) of 460.16%.* Moneytree, Inc., is licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law to make consumer loans.

Colorado: The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with a 10% acquisition charge and a 98-day loan term as an example: A $500 loan would cost $595 which includes finance charges of $95, consisting of the acquisition charge and three installment account handling charges, and is based upon you agreeing to make seven payments of $85 due every two weeks, with an APR (Annual Percentage Rate) of 118.25%.*

Idaho: A payday loan costs $18.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $118.50 and has an APR (Annual Percentage Rate) of 482.32%.*

Washington: A payday loan costs $15 per $100 borrowed up to $500, and $10 per $100 on the amount over $500. For example, a $100 loan due in 14 days would have a total repayment amount of $115 and has an APR (Annual Percentage Rate) of 391.07%.*

CUSTOMER NOTICE:
There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

CUSTOMER NOTICE:
Payday Loans, High-Interest loans and Title Loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Nevada: A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

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For Customer Service, please contact us at 1-800-745-1011.

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.