Instant Funding

Blue car zooming past a bank, on a yellow background.

Your Money.
In Your Account.
Right Now.

Instant Funding Straight to Your Debit Card Account

You’ve been approved for an online loan (cue celebration dance), but now what? How fast can you get your money? Wouldn’t it be great if you could have the funds deposited straight into your account in a snap? And what if you didn’t have to wait days for an ACH deposit, let alone have the hassle of driving across town to pick up your cash?

Well, we've got you!

With Moneytree’s new Instant Funding option, your online loan funds can be put directly into your debit card account. It’s as simple as 1-2-3 and available faster than you can spell C-A-S-H.

Simply choose the “Instant Funding to your personal debit card” option during your online loan process and your funds will be available in your account in a flash!

Choose your region below to get started.

California

Colorado

Idaho

Nevada

Washington

Reviews

Thanks so much.

Thanks so much, I give y’all a 5-star rating and recommend anyone to go here. — Esther

This is the spot!

This is the spot! Great staff and amazing customer service. — Erick D.

I think this place is fantastic.

I think this place is fantastic. They always cash my checks with no hassle: personal and business for a very low rate. I love it and it is less expensive than my bank. I'm so thankful that you guys are so accommodating. — Lance B.

Always a pleasure to deal with.

I have been dealing with this Moneytree location since they opened, along with quite a few other business owners. The staff there is honest and very down to earth and always polite. They always go out of their way and do such a great job! When dealing with them on a regular basis they get to know you and address you by name and they greet you when you walk in. Always a pleasure to deal with. Thanks everyone at Moneytree. Excellent service each and every time! — Greg H.

Online loans not available in all states. For the complete list of available loans, rates and terms, click the page for your state of residence:

California: A payday loan costs approximately $17.65 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment amount of $117.65 and has an APR (Annual Percentage Rate) of 460.16%.* Moneytree, Inc., is licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law to make consumer loans.

Colorado: The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with a 10% acquisition charge and a 98-day loan term as an example: A $500 loan would cost $595 which includes finance charges of $95, consisting of the acquisition charge and three installment account handling charges, and is based upon you agreeing to make seven payments of $85 due every two weeks, with an APR (Annual Percentage Rate) of 118.25%.*

Idaho: A payday loan costs $18.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $118.50 and has an APR (Annual Percentage Rate) of 482.32%.*

Nevada: A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

Washington: A payday loan costs $15 per $100 borrowed up to $500, and $10 per $100 on the amount over $500. For example, a $100 loan due in 14 days would have a total repayment amount of $115 and has an APR (Annual Percentage Rate) of 391.07%.*

Customer Notices:
Payday Loans, High-Interest loans and Title Loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

To view our Privacy Policy, please visit our Privacy Policy page.

For Customer Service, please contact us at 1-800-745-1011.

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.