As an essential services provider, Moneytree is open for business. Check out our COVID-19 page for more information and helpful resources. Please visit Locations for the most updated Branch hours as some may have changed.
Apply online using our secure application process.
Upload your documents in seconds to complete your application.
Once your loan verification documents are received, approval takes minutes.
You choose how to get your money: deposited to your bank, prepaid debit card or pick up in a Branch.
You can borrow any amount up to your loan limit. Your loan limit will be established based on:
Your loan limit may change if any of the above changes.
A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*
*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
Customer Notice: Payday Loans, High-Interest loans and Title Loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
|PAYDAY LOAN||SIGNATURE LOAN||TITLE LOAN1||INSTALLMENT LOAN|
|Loan Amount||$1 - $5,000||$1 - $1,000||up to $25,000 **||$50 - $5,000|
|Cost||$16.50 per $100 A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*||$22 per $100 A signature loan costs $22 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $122 and has an APR (Annual Percentage Rate) of 573.57%.*||Daily Simple Interest 0.555% The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with biweekly payments as an example: 6 Month Loan Term – A $500 loan would cost $863.88 which includes finance charges of $363.88 and is based upon you agreeing to make 14 payments of $57.60 due every two weeks and one final payment of $57.48 with an APR (Annual Percentage Rate) of 202.01%.*||Daily Simple Interest 1% The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with biweekly payments as an example: 3 Month Loan Term - A $500 loan would cost $771.04 which includes finance charges of $271.04 and is based upon you agreeing to make 5 payments of $128.51 due every two weeks and one final payment of $128.49 with an APR (Annual Percentage Rate) of 363.48%.*|
|Terms Available||Next payday||Next payday||6 months||3 months|
|No. of Payments||1||1||1 per payday||1 per payday|
|Renewal or Refinance Option?||Yes||Yes||No||No|
1 Title Loans are currently available in participating Nevada Branches.
*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
**Your loan limit is based on the combination of the value of your vehicle, the information from the loan application and your gross monthly income.
Moneytree is a direct lender and never sells your information.
We're licensed by the Nevada Financial Institutions Division.
Our Team will let you know in minutes how much you qualify to borrow.
Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers!
Questions about online payday loans? Call our Customer Service Team at 1-800-745-1011.
Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," a term which includes active duty members of the military, their spouses and dependents. Learn More.
Moneytree, Inc., is licensed by the Nevada Financial Institutions Division. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).
Your loan will be due on the date set forth in the loan agreement.
If your next payday is within 7 days or less (9 days if paid weekly or monthly) you can repay on the following payday. The maximum loan term per Nevada law is 35 days.
You can prepay your loan in full prior to the due date with no prepayment penalty.
For a payday loan or signature loan, in certain cases, you may renew your loan by paying the additional fee to extend the loan due date until your next payday. Payday loans may be renewed at any time before your loan check is sent to the bank or your electronic transaction is deposited. If you contracted for cash payments, you may extend the term of your loan by paying the additional fee at any time prior to the close of business on the loan due date. You may renew your loan a maximum of four (4) times, but for no longer than 60 days after the original loan’s first due date or 90 days after the original loan’s origination date, whichever is shorter. At the time that your fourth renewal is due, or if the applicable time period has expired, the loan must be paid in full.
Payment options vary depending on your loan agreement.
If you are unable to pay your loan when it is due, Moneytree offers a payment plan for payday loans and signature loans. You must request a payment plan before the deposit time on the day your loan is due to restructure the payment terms to at least four (4) substantially equal payments. There is no charge to enter into the payment plan. You can obtain additional details by contacting Customer Service at 1-800-745-1011 or by visiting a Branch.