Payday Loans are available up to $255.
You can borrow any amount up to your loan limit. Your loan limit will be established based on:
Your loan limit may change if any of the above changes.
Loans Up to $255
A payday loan costs approximately $17.65 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment amount of $117.65 and has an APR (Annual Percentage Rate) of 460.16%.*
*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.
Licensed by the Department of Business Oversight pursuant to the CA Deferred Deposit Transaction Law to make consumer loans.
Moneytree is a direct lender and never sells your information.
We're licensed by the California Department of Business Oversight.
Our Team will let you know in minutes how much you qualify to borrow.
Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers!
Questions about payday loans? Call our Customer Service Team at 1-800-745-1011.
Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," a term which includes active duty members of the military, their spouses and dependents. Learn More.
Moneytree, Inc., is licensed by the California Department of Business Oversight. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).
Your loan will be due on the date set forth in the loan agreement.
If your next payday is within 9 days from the date you take out the loan, you can repay on the following payday. The maximum loan term per California law is 31 days.
You can prepay your loan in full prior to the due date with no prepayment penalty.
Loan renewals are not available in California.
Payment options vary depending on your loan agreement.
If you are unable to pay your loan when it is due, Moneytree offers a payment plan for payday loans only. You must request a payment plan before the deposit time on the day your loan is due to restructure the payment terms to at least four (4) substantially equal payments. You may choose this option once per 12-month period. There is no charge to enter into the payment plan.