Moneytree Loan Products

Smiling woman sitting at a table and typing on a laptop. Smiling woman sitting at a table and typing on a laptop.

“This place had the best customer service. Thank you!”

Sada V.
Lewiston, ID

Get the Cash You Need Today

Apply online for a installment or payday loan! The process is quick and easy using your mobile device. Choose the product that works best for you:

We also offer signature loans, signature installment loans, title loans and auto equity loans. View the list below to learn more about our loan products or visit a Moneytree Branch to apply.

Online Products

Online installment loans are available up to $5,000

You can borrow any amount up to your loan limit. Your loan limit will be established based on:

  • Your income
  • The information you provide on your loan application
  • Your credit history with Moneytree
  • The information in your consumer report provided by a consumer reporting agency

Your loan limit may change if any of the above changes.

The amount of your payments will vary based on the loan amount, the number of payments and the length of the loan. See costs below, using a $500 loan with biweekly payments and a 5% origination fee as an example:

12 Month1 Loan Term

A $500 loan would cost $1,471.54 which includes finance charges of $971.54 and is based upon you agreeing to make 25 payments of $56.59 due every two weeks and one final payment of $56.79 with an APR (Annual Percentage Rate) of 272.17%.* These calculations include the uniform daily fee plus a 5% origination fee, which is fully earned at origination but does not accrue interest and is paid by your regularly scheduled payments.

1Installment Loans are available with a 12-month loan term. Once approved, you may choose to borrow a lesser amount for a shorter term.

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Payday loans are available up to $1,000

You can borrow any amount up to your loan limit. Your loan limit will be established based on:

  • Your income
  • The information you provide on your loan application
  • Your credit history with Moneytree
  • The information in your consumer report provided by a consumer reporting agency

Your loan limit may change if any of the above changes.

A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

Branch Products

Moneytree Idaho Branches offer installment loans that you can repay over time. Visit your local Branch to apply today.

Moneytree is a direct lender. Complete an application at any Moneytree branch and walk out with your cash in minutes.

Don’t have a checking account? Moneytree has a short term loan for you. Visit any Idaho Branch to apply today.

Moneytree Idaho Branches also offer installment loans without a checking account that you can repay over time. Visit your local Branch to apply today.

If you own your car and have proof of income, you may qualify to get the cash you need today based on the appraised value of your vehicle. Visit your local Branch to apply today.

A Moneytree auto equity loan might be the product you choose if you own a vehicle with a clear title and have a source of income. Visit any Idaho Moneytree Branch to apply.

Stay in touch. Receive updates about Moneytree products, offers and promotions.

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Online loans not available in all states. For the complete list of available loans, rates and terms, click the page for your state of residence:

California: A payday loan costs approximately $17.65 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment amount of $117.65 and has an APR (Annual Percentage Rate) of 460.16%.* Moneytree, Inc. is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law to make consumer loans.

Colorado: The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with a 10% acquisition charge and a 98-day loan term as an example: A $500 loan would cost $595 which includes finance charges of $95, consisting of the acquisition charge and three installment account handling charges, and is based upon you agreeing to make seven payments of $85 due every two weeks, with an APR (Annual Percentage Rate) of 118.25%.*

Idaho: A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

Nevada: A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

Washington: A payday loan costs $15 per $100 borrowed up to $500, and $10 per $100 on the amount over $500. For example, a $100 loan due in 14 days would have a total repayment amount of $115 and has an APR (Annual Percentage Rate) of 391.07%.*

Customer Notices:
Payday Loans, High-Interest loans and Title Loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

To view our Privacy Policy, please visit our Privacy Policy page.

For Customer Service, please contact us at 1-800-745-1011.

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

Copyright 2000 -  Moneytree, Inc. All Rights Reserved

P.O. Box 58266, Seattle, WA 98188