Cash Today.
More Time to
Repay.
Idaho Installment Loans
Looking for a hassle-free loan with more time to repay? With a Moneytree installment loan, you can get the cash you need today and repay the loan in convenient payments over time. And, if you pay off early, you save money!
If approved, you can pick up your funds in a Moneytree branch or have your funds sent to a qualified debit card account with our convenient Instant Funding* option (in-branch and online), or to your bank account via ACH (online only).
Pay off early and save money with a Moneytree Installment Loan - the loan with a principled difference!
ApplyMoneytree Installment Loans
Pay Off Early and Save!
| PAYMENTS | FINANCE CHARGES PAID | PRINCIPAL AMOUNT PAID |
|---|---|---|
| #1 | $225.00 | $23.39 |
| #2 | $451.92 | $44.86 |
| #3 | $673.88 | $71.29 |
| #4 | $868.76 | $124.80 |
| #5 | $1072.12 | $169.83 |
| #6 | $1258.72 | $231.62 |
| #7 | $1437.28 | $301.45 |
| #8 | $1594.18 | $392.34 |
| #9 | $1735.23 | $500.28 |
| #10 | $1851.17 | $638.63 |
| #11 | $1933.67 | $798.62 |
| #12 | $1980.48 | $1000.00 |
| PAYMENTS | FINANCE CHARGES PAID | PRINCIPAL AMOUNT PAID | AMOUNT SAVED* if loan is paid in full |
|---|---|---|---|
| #1 | $165.04 | $83.35 | $59.96 |
| #2 | $330.08 | $166.70 | $121.84 |
| #3 | $495.12 | $250.05 | $178.76 |
| #4 | $660.16 | $333.40 | $208.60 |
| #5 | $825.20 | $416.75 | $246.92 |
| #6 | $990.24 | $500.10 | $268.48 |
| #7 | $1155.28 | $583.45 | $282.00 |
| #8 | $1320.32 | $666.80 | $273.86 |
| #9 | $1485.36 | $750.15 | $249.87 |
| #10 | $1650.40 | $833.50 | $200.77 |
| #11 | $1815.44 | $916.85 | $118.23 |
| #12 | $1980.48 | $1000.00 | $0.00 |
*The example displayed in this chart is based on a hypothetical $1,000.00 loan with a 12-month term with payments scheduled to be made once a month. The “Amount Saved'" is what you could expect to save in finance charges if your Moneytree Installment Loan is paid in full before the maturity date and on exactly the corresponding payment date, as compared to other loans utilizing a standard amortization schedule that front-loads early payments more heavily to interest. Terms, finance charges, and amortization schedules may vary by lender. The chart above is for illustrative and general informational purposes only. It is not intended as a substitute for professional advice, and you should consider consulting with your own qualified professional advisor before making any decisions.
Example: 12-Month Loan Term - A $1,000 loan would have a total repayment of $2,980.48, which includes finance charges of $1,980.48 and is based upon you agreeing to make 11 payments of $248.39, due each month, and one final payment of $248.19 with an APR (Annual Percentage Rate) of 272.48%.**
**The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
