Idaho Title Loans

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“Kind and professional as always.”

Faith L.
Post Falls, ID

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How the Title Loan Process Works

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Application

Apply at one of our local Branches. Its's simple and secure.

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Approval

Once your loan verification documents are received, approval only takes minutes.

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Cash in Hand

You choose how to get your money: deposited to your bank, prepaid debit card or pick up in a Branch. It's that easy.

Looking for a loan with more time to repay? A Moneytree title loan lets you get cash using your car title. To apply, bring your car and title to a participating Moneytree Branch. Get approved and drive away with the cash you need. Visit one of our convenient locations to apply.

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Visit a participating Branch and complete the one-page application or download and print it here to get started.

If you own your car, you may qualify to get the cash you need today based on the appraised value of your vehicle.

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Bring with you:

  • Tax identification number (Social Security number, ITIN, Alien Registration number)
  • Your address and phone number(s)
  • Your source(s) of income
  • Clear vehicle title
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How much does a title loan cost?

A title loan costs $25 per $100 borrowed. For example, a $500 loan due in 30 days would cost $625 and has an APR (Annual Percentage Rate) of 304.17%.*

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

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Visit a Branch and learn more.

Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," a term which includes active duty members of the military, their spouses and dependents.

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We never sell your information.

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Secure

We’re a family-owned business that’s served the community for over 35 years.

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Licensed

Moneytree is licensed by the Idaho Department of Finance. We're a direct lender and never sell your information.

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Fast

Our Team will let you know in minutes how much you qualify to borrow.

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Service

Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers!

Questions about title loans? Call our Customer Service Team at 800-745-1011.

Moneytree Consumer Loan Comparison Chart

  PAYDAY LOAN SIGNATURE LOAN TITLE LOAN AUTO EQUITY LOAN INSTALLMENT LOAN SIGNATURE INSTALLMENT LOAN
Loan Amount $1 - $1,000 $1 - $1,000 $1 - $500 up to $25,000 ** $100 - $5,000 $50 - $2,000
Cost $16.50 per $100 Information iconA payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.* $22 per $100 Information iconA loan without a checking account costs $22 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $122 and has an APR (Annual Percentage Rate) of 573.57%.* $25 per $100 Information iconA title loan costs $25 per $100 borrowed. For example, a $500 loan due in 30 days would have a total repayment of $625 and has an APR (Annual Percentage Rate) of 304.17%.* Daily Simple Interest 0.44% Information iconThe amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan as an example: 12 Month Loan Term - A $500 loan would cost $1,014.08 which includes finance charges of $514.08 and is based upon you agreeing to make 25 payments of $38.99 and one final payment of $39.33 with an APR (Annual Percentage Rate) of 159.76%.* Daily Simple Interest 0.712% Information iconThe amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan as an example: 12 Month Loan Term - A $500 loan would cost $1,471.54 which includes finance charges of $971.54 and is based upon you agreeing to make 25 payments of $56.59 and one final payment of $56.79 with an APR (Annual Percentage Rate) of 272.16%.* Daily Simple Interest 0.89% Information iconThe amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan as an example: 12 Month Loan Term - A $500 loan would cost $1,759.52 which includes finance charges of $1,259.52 and is based upon you agreeing to make 25 payments of $67.74 and one final payment of $66.02 with an APR (Annual Percentage Rate) of 337.44%.*
Terms Available Next payday Next payday 30 days 12 months 12 months1 12 months1
No. of Payments 1 1 1 1 per payday 1 per payday 1 per payday
Renewal or Refinance Option? Yes Yes No Yes Yes Yes

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

**Your loan limit is based on the combination of the value of your vehicle, the information from the loan application and your gross monthly income.

1Installment loans are available with a 12-month loan term. Once approved, you may choose to borrow a lesser amount for a shorter term.

Did you know?

You can use your car title to get cash.

Learn more about our title loans.

Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

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Online loans not available in all states. For the complete list of available loans, rates and terms, click the page for your state of residence:

California: A payday loan costs approximately $17.65 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment amount of $117.65 and has an APR (Annual Percentage Rate) of 460.16%.* Moneytree, Inc. is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law to make consumer loans. Licensed by the Department of Business Oversight pursuant to the California Finance Lenders Law to make business loans. Loans made or arranged pursuant to a California Financing Law license.

Colorado: The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with a 10% acquisition charge and a 98-day loan term as an example: A $500 loan would cost $595 which includes finance charges of $95, consisting of the acquisition charge and three installment account handling charges, and is based upon you agreeing to make seven payments of $85 due every two weeks, with an APR (Annual Percentage Rate) of 118.25%.*

Idaho: A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

Nevada: A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

Washington: A payday loan costs $15 per $100 borrowed up to $500, and $10 per $100 on the amount over $500. For example, a $100 loan due in 14 days would have a total repayment amount of $115 and has an APR (Annual Percentage Rate) of 391.07%.*

Customer Notices:
There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Payday Loans, High-Interest loans and Title Loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

To view our Privacy Policy, please visit our Privacy Policy page.

For Customer Service, please contact us at 1-800-745-1011.

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

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