Idaho Title Loans

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Instant Funding - Your Money.
In Your Account.
Right Now.

With Instant Funding you can deposit your loan funds into your debit card account in a snap.

Find your local Moneytree Branch

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How the Title Loan Process Works

Application

Apply at one of our local Branches.

Approval

Once your loan verification documents are received, approval takes minutes.

Receive Your Funds

Options include: Cash in-branch or instant funding to your debit card account.

Title Loans are available up to $500¹

You can borrow any amount up to your loan limit. Your loan limit will be established based on:

Your income
The information you provide on your loan application
Your credit history with Moneytree
The information in your consumer report provided by a consumer reporting agency
The value of your collateral (secured loans only)

Your loan limit may change if any of the above changes.

¹Subject to qualifications and limitations.

Loans Up to $500¹

A title loan costs $25 per $100 borrowed. For example, a $500 loan due in 30 days would cost $625 and has an APR (Annual Percentage Rate) of 304.17%.*

Download Application

¹Subject to qualifications and limitations.

*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

Moneytree Idaho Consumer Loan Comparison Chart

	PAYDAY LOAN	SIGNATURE LOAN	TITLE LOAN	AUTO EQUITY LOAN	INSTALLMENT LOAN	SIGNATURE INSTALLMENT LOAN
Loan Amount	$1 - $1,000	$1 - $1,000	$1 - $500	up to $25,000 **	$100 - $5,000	$50 - $2,000
Cost	$18.50 per $100 *	$24 per $100 *	$25 per $100 *	Daily Simple Interest 0.44% *	Daily Simple Interest 0.712% *	Daily Simple Interest 0.89% *
Terms Available	Next payday	Next payday	30 days	12 months	12 months¹	12 months¹
No. of Payments	1	1	1	1 per payday	1 per payday	1 per payday
Renewal or Refinance Option?	Yes	Yes	No	Yes	Yes	Yes

¹Installment Loans are available with a 12-month loan term. Once approved, you may choose to borrow a lesser amount for a shorter term.

** Your loan limit is based on the combination of the value of your vehicle, the information from the loan application and your gross monthly income.

ID and social security number (or alien registration number or ITIN)
Physical address & contact phone number
Documents to verify the source and amount of your income
Clear vehicle title (title loan)

Secure

Moneytree is a direct lender and never sells your information.

Licensed

We're licensed by the Idaho Department of Finance.

Fast

Our Team will let you know in minutes how much you qualify to borrow.

Service

Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers!

Questions about title loans? Call our Customer Service Team at 1-800-745-1011.

Click to View Sample Loan Fees

View fees

¹Subject to qualifications and limitations.

Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply.

Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," a term which includes active duty members of the military, their spouses and dependents. Learn More.

Idaho FAQs

Moneytree, Inc., is licensed by the Idaho Department of Finance. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).

Your loan will be due on the date set forth in the loan agreement. The due date is 30 days from the date you take out the loan.

Online Payments

Online payments may be made at moneytreeinc.com/payments before 2:45 PM PT on the loan payment due date using your debit card.

Telephone Payments

Loans scheduled to be paid by ACH: Call Customer Service at 1-800-745-1011 before 2 PM PT on the payment due date to make a telephone payment using your debit card.
Loans scheduled to be paid in cash: Call Customer Service at 1-800-745-1011 before 11 PM PT on the payment due date to make a telephone payment using your debit card.

You can prepay your loan in full prior to the due date with no prepayment penalty.

A title loan cannot be refinanced.

To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please register online, call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011.

Payment options vary depending on your loan agreement.

You may authorize ACH debit payments or set up cash payments at loan origination.
If you choose ACH payments, you may make your loan payment in cash, or using your debit card, before the deposit time on the due date in any Moneytree Branch.
If you choose cash payments, you may make your loan payment in cash, or using your debit card, before the end of business on the due date in any Moneytree Branch.
Make your loan payment online using your debit card.
Make your loan payment over the phone using your debit card.

We have the option to repossess the car used as collateral for the loan if the loan payments are not made per the terms of the loan agreement.

As long as you remain current on your loan payments, your title will remain in a secured location in the branch at which you originated your loan. Learn More.

For the complete list of available loans, rates and terms, click the page for your state of residence:

California: A payday loan costs approximately $17.65 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment amount of $117.65 and has an APR (Annual Percentage Rate) of 460.16%.* Moneytree, Inc., is licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law to make consumer loans.

Colorado: The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with a 10% acquisition charge and a 98-day loan term as an example: A $500 loan would cost $595 which includes finance charges of $95, consisting of the acquisition charge and three installment account handling charges, and is based upon you agreeing to make seven payments of $85 due every two weeks, with an APR (Annual Percentage Rate) of 118.25%.*

Idaho: A payday loan costs $18.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $118.50 and has an APR (Annual Percentage Rate) of 482.32%.*

Nevada: A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

Washington: A payday loan costs $15 per $100 borrowed up to $500, and $10 per $100 on the amount over $500. For example, a $100 loan due in 14 days would have a total repayment amount of $115 and has an APR (Annual Percentage Rate) of 391.07%.*

Customer Notices:
Payday Loans, High-Interest loans and Title Loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

To view our Privacy Policy, please visit our Privacy Policy page.

For Customer Service, please contact us at 1-800-745-1011.

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

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P.O. Box 58443, Seattle, WA 98138

Idaho Title Loans