Idaho Title Loans
Approval
Once your loan verification documents are received, approval takes minutes.
In-Branch Funds
Choose cash or instant funding to your debit card account.
Title Loans are available up to $500.
You can borrow any amount up to your loan limit. Your loan limit will be established based on:
- Your income
- The information you provide on your loan application
- Your credit history with Moneytree
- The information in your consumer report provided by a consumer reporting agency
- The value of your collateral (secured loans only)
Your loan limit may change if any of the above changes.
Loans Up to $500
A title loan costs $25 per $100 borrowed. For example, a $500 loan due in 30 days would cost $625 and has an APR (Annual Percentage Rate) of 304.17%.*
*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
Moneytree Idaho Consumer Loan Comparison Chart
| PAYDAY LOAN | SIGNATURE LOAN | TITLE LOAN | AUTO EQUITY LOAN | INSTALLMENT LOAN | SIGNATURE INSTALLMENT LOAN | |
|---|---|---|---|---|---|---|
| Loan Amount | $1 - $1,000 | $1 - $1,000 | $1 - $500 | up to $25,000 ** | $100 - $5,000 | $50 - $2,000 |
| Cost | $18.50 per $100 * | $24 per $100 * |
$25 per $100 * | Daily Simple Interest 0.44% * | Daily Simple Interest 0.712% * | Daily Simple Interest 0.89% * |
| Terms Available | Next payday | Next payday | 30 days | 12 months | 12 months1 | 12 months1 |
| No. of Payments | 1 | 1 | 1 | 1 per payday | 1 per payday | 1 per payday |
| Renewal or Refinance Option? | Yes | Yes | No | Yes | Yes | Yes |
1Installment Loans are available with a 12-month loan term. Once approved, you may choose to borrow a lesser amount for a shorter term.
*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
** Your loan limit is based on the combination of the value of your vehicle, the information from the loan application and your gross monthly income.
- ID and social security number (or alien registration number or ITIN)
- Physical address & contact phone number
- Documents to verify the source and amount of your income
- Clear vehicle title (title loan)
Secure
Moneytree is a direct lender and never sells your information.
Licensed
We're licensed by the Idaho Department of Finance.
Fast
Our Team will let you know in minutes how much you qualify to borrow.
Service
Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers!
Questions about title loans? Call our Customer Service Team at 1-800-745-1011.
Click to View Sample Loan Fees
Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," a term which includes active duty members of the military, their spouses and dependents. Learn More.
Idaho FAQs
Moneytree, Inc., is licensed by the Idaho Department of Finance. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).
Your loan will be due on the date set forth in the loan agreement. The due date is 30 days from the date you take out the loan.
Online Payments
- Online payments may be made at moneytreeinc.com/payments before 2:45 PM PT on the loan payment due date using your debit card.
Telephone Payments
- Loans scheduled to be paid by ACH: Call Customer Service at 1-800-745-1011 before 2 PM PT on the payment due date to make a telephone payment using your debit card.
- Loans scheduled to be paid in cash: Call Customer Service at 1-800-745-1011 before 11 PM PT on the payment due date to make a telephone payment using your debit card.
You can prepay your loan in full prior to the due date with no prepayment penalty.
A title loan cannot be refinanced.
To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please register online, call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011.
Payment options vary depending on your loan agreement.
- You may authorize ACH debit payments or set up cash payments at loan origination.
- If you choose ACH payments, you may make your loan payment in cash, or using your debit card, before the deposit time on the due date in any Moneytree Branch.
- If you choose cash payments, you may make your loan payment in cash, or using your debit card, before the end of business on the due date in any Moneytree Branch.
- Make your loan payment online using your debit card.
- Make your loan payment over the phone using your debit card.
We have the option to repossess the car used as collateral for the loan if the loan payments are not made per the terms of the loan agreement.
Copyright 2000 - Moneytree, Inc. All Rights Reserved
P.O. Box 58443, Seattle, WA 98138