If you are unable to pay your loan when it is due, Moneytree offers a payment plan for payday loans and signature loans. You must request a payment plan before the deposit time on the day your loan is due to restructure the payment terms to at least four (4) substantially equal payments for atContinue reading “What if I am unable to repay my Idaho payday or signature loan on my due date?”

Payment options vary depending on your loan agreement. Payday Loan You may authorize ACH debit payments, debit card payments or set up post-dated check payments at loan origination. You can opt to have your paper check physically deposited rather than electronically presented. You may make your loan payment(s) in any Moneytree branch using cash orContinue reading “How do I repay my loan? (Idaho)”

The amount you can borrow * is calculated and may change based on: Your Moneytree credit history Your current income Details provided on your loan application Information from your consumer credit report The value and condition of your vehicle (auto equity & title loans) *Your account balance with Moneytree must be current and in goodContinue reading “How is my loan limit established? (Idaho)”

Payday or Signature Loan: In certain cases, you may renew your loan by paying the additional fee to extend the loan due date until your next payday. Payday loans may be renewed at any time before your loan check is sent to the bank or your electronic transaction is deposited. If you contracted for cashContinue reading “Can I renew or refinance my Idaho payday or installment loan?”

Your loan will be due on the date set forth in the loan agreement. Payday or Signature Loan If your next payday is within 9 days from the date you take out the loan, you can repay on the following payday. Installment or Auto Equity Loan Payment due dates are based on your pay scheduleContinue reading “How is my loan (or payment) due date determined? (Idaho)”

Applying for a Moneytree loan online (payday or installment only) or at any Idaho Moneytree branch is fast and simple. Here’s what you’ll need: A valid ID and social security number (or alien registration number or ITIN) Your physical address, contact phone number and a unique email address Proof of income, such as a paystubContinue reading “How do I apply for an Idaho consumer loan?”

Title loans are available up to $500¹ with approval. A title loan costs $25 per $100 borrowed. For example, a $500 loan due in 30 days would cost $625 and has an APR (Annual Percentage Rate) of 304.17%.* ¹Subject to qualifications and limitations. *The Annual Percentage Rate (“APR”) is the cost of your loan expressedContinue reading “What is the cost of an Idaho title loan?”

Auto equity loans are available up to $25,000¹ with approval. The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with biweekly payments with a 12-month loan term as an example: 12 Month Loan Term: A $500 loan would haveContinue reading “What is the cost of an Idaho auto equity loan?”

Signature installment loans are available from $50 to $2,000¹ with approval. The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with biweekly payments with a 12²-month loan term as an example: 12 Month Loan Term: A $500 loan wouldContinue reading “What is the cost of an Idaho signature installment loan?”

Installment loans are available from $100 to $5,000¹ with approval. The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with biweekly payments with a 12 ²-month loan term as an example: 12 Month Loan Term: A $500 loan wouldContinue reading “What is the cost of an Idaho installment loan?”