Moneytree, Inc. is licensed by the State of Colorado Office of the Attorney General. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).
Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.
If your ACH payment returns you can reach Moneytree's Payment Center at 1-888-516-6643 for more information.
You can prepay your loan in full prior to the due date with no prepayment penalty.
No. Installment loans are not eligible for refinancing.
Please call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011 to discuss extending a payment due date. You can also verify your payment due date by logging into your online account. If you do not have an online account, our friendly Customer Service Team Members will help you set one up quickly.
Payment options vary depending on your loan agreement. You may authorize ACH debit payments or set up cash payments at loan origination.
Your payments will be due on the dates set forth in the loan agreement; typically on your paydays or the following calendar day.
Your loan limit will be established based on:
Colorado law allows installment loans up to $1,000 or 25% of your gross monthly income, whichever is less. You can borrow any amount up to your loan limit. Your loan limit may change if any of the above changes.
To apply for a Moneytree installment loan you will need the following:
Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," a term which includes active duty members of the military, their spouses and dependents. Learn More.
The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with a 10% acquisition charge and a 98-day loan term as an example:
A $500 loan would cost $595 which includes finance charges of $95, consisting of the acquisition charge and three installment account handling charges, and is based upon you agreeing to make seven payments of $85 due every two weeks, with an APR (Annual Percentage Rate) of 118.25%.*
*The Annual Percentage Rate (“APR”) is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
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6720 Fort Dent Way, Suite #230, Seattle, WA 98188