129 South 1st St.
Yakima, WA 98901


Sat7:00 AM - 9:00 PM
Mon7:00 AM - 9:00 PM
Tue7:00 AM - 9:00 PM
Wed7:00 AM - 9:00 PM
Thu7:00 AM - 9:00 PM
Fri7:00 AM - 9:00 PM


7:00 AM - 9:00 PM

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46.600093 -120.504516 022


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Average Customer Review

Moneytree never lets me down!


Erin exceeded my expectations because she gave me time to pay off the amount I owed on my loan. Moneytree never lets me down! -

Customer service is always great.


Customer service is always great. I have the ION visa card, but cancelling it soon. Costs $5 a month for unlimited transactions and free money orders, but takes forever to get your money refunded if you end up w/fraud charges. -

Moneytree Response: Hi Michelle. Thank you for leaving us your feedback. Part of our mission is to provide you with excellent customer service during every visit. Thank you for trying out our new ion card. If this was not the right option for you we do have other prepaid card services to choose from. Our Premier Cash Solution Visa card is a great product that may fit your needs. Thanks again for your feedback and thank you for choosing Moneytree!


Payday Loans

Loans up to $700

The finance charge for a payday loan up to $500 is $15 per $100 borrowed. For a loan over $500, the finance charge is $15 per $100 on the first $500 borrowed and $10 per $100 for the loan amount over $500.

Apply Now

Annual Percentage Rate (APR):

The APR varies depending on the date the loan is due. The APR is the cost of your loan expressed as a yearly rate.

Using a $100 payday loan as an example:

14-Day Loan Term - APR is 391.07%*

Using a $700 payday loan as an example:

14-Day Loan Term - APR is 353.83%*

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

*The APR will increase if the term is less than 14 days or decrease if the term is more than 14 days.

View sample loan fees


Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions.

Business Loans

Moneytree offers fast, flexible and immediate business loans. Same day approval and funding  just complete a simple application.

Apply for a business loan today! Click the link below to print a Moneytree business loan application and get started!

Download Business Loan Application

Check Cashing

Check Cashing Rates

Payroll Check: 1.9%
Payroll Check (Handwritten): 1.9%
Government Check: 1.9%
Personal (1st and 2nd Party): 4.0%
Money Orders: 3.0%
Insurance Drafts: 5.0%
Cashier's Check: 3.0%
Tax Check: 1.9%
Moneytree Money Order: 1.0%
Other Checks: 3.0%

Business Check Cashing Rates

Business Owners: Ask about special rates.

In addition, a $1.49 fee is charged on transactions over $20.

Other Services

Money Orders

Up to $1000: $1.25 ea.
With Check Cashing or Loan Transaction: Free

Postal Services

Stamps: Face Value
Book of Stamps: Face Value

Additional Services

Fax per Page: $2.55
Cash Withdrawal: Ask for Details

Western Union

Western Union: Fees to send money vary depending on the dollar amount sent.

CheckFreePay Bill Payments

Standard 3 to 4 Business Days: $1.50
Next Day: $2.50
Visa / Mastercard: $2.50


So far, the ION card has been a pain


So far, the ION card has been a pain in the butt. They told me that everything would be easier, and that it will be cheaper than the Cash Solutions Card. Well, this morning I found out why it is cheaper. They have apparently saved money on customer service. BE VERY CAREFUL SWITCHING TO THE ION CARD! My money transfer disappeared this morning. I couldn't pay for breakfast (embarrassing), had to go back home (couldn't get gas) because Money Tree LOST MY MONEY! When you sign up for the ION card, understand that when you transfer money to your account, you will still get a text message saying your card is loaded, but your money could end up anywhere. When I switched to the ION card, I asked them if there was any way my money transfer could be lost or end up going to the old card. "No sir, that isn't possible. Your money transfers will go as smoothly as they have in the past." Apparently they still have some work to do on the ION card. DON'T SWITCH CARDS! -

Moneytree Response: Hi Cris. Thank you for providing your feedback. We're glad we were able to speak with you to investigate the technical difficulties you've experienced with your card and appreciate your patience as we moved to resolve this situation. If you have any other questions or concerns regarding your card please do not hesitate reach out to us. Thank you again for choosing Moneytree. We truly appreciate your business.

Moneytree employees all look very professional.


Moneytree employees all look very professional and are prompt and friendly, especially Jose. He cashed my check without identification because I'm on file, which is very convenient! -