Moneytree cashes many types of checks at competitive rates, including cashier's checks, government checks, payroll checks, business checks, settlement checks, money orders, tax refund checks and more. There are no limits on amounts, and there are no bank holds on your funds.
Check cashing funds are payable in cash, can be loaded onto your prepaid debit card or deposited into your debit card account with our Instant Funding¹ option. Most check cashing transactions are fast and simple and take a matter of minutes².
Rates vary by market and type of check. You can find the check-cashing rates listed online for your neighborhood branch in California, Colorado, Idaho, Nevada and Washington.
¹ Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances, funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor and other third-party posting delays or errors.
²Subject to verification and cash availability.
It depends on a number of things.
When applying online, it is important to submit all of the requested documentation and information. With all of the necessary information, Moneytree can typically make a loan decision quickly.
If you are approved, you will receive an email or text message with your approval and an offer of credit. If you are not approved, you will also be notified by email or text.
Once approved, you can log into your online account and choose how much you'd like to borrow, up to your approved amount, and how you want to receive your funds. The amount of time it takes to receive your funds will depend on your preferred funding method:
Pick up cash at your nearest Moneytree Branch (same day in states where available)
Instant Funding¹ to your qualifying debit card account (same day)
Load to Moneytree-issued prepaid debit card (same day)
ACH deposit to your bank account (up to 5 business days)
¹Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor and other third party posting delays or errors.
Moneytree payday loans (also known as cash advance loans) are short-term, single-payment loans that are convenient and fast. You can apply quickly and easily online or at any participating Moneytree branch.
If approved, you can pick up your funds in a Moneytree branch or have your funds sent to a qualified debit card account with our convenient Instant Funding* option (in-branch or online), or to your bank account via ACH (online only).
Moneytree offers payday loans online or in any California, Idaho, Nevada or Washington branch.
*Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor, and other third-party posting delays or errors.Learn more
Moneytree signature loans are short-term, single payment loans that don't require you to have a bank account in order to qualify.
If approved, you can receive your funds in cash at a branch or have your funds sent to a qualified debit card account with our convenient Instant Funding* option. You can apply for a signature loan in any Idaho, Nevada or Washington Moneytree branch.*Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor, and other third-party posting delays or errors.
With a Moneytree installment loan, you can get the cash you need today and repay the loan in convenient payments over time.
If approved, you can pick up your funds in a Moneytree branch or have your funds sent to a qualified debit card account with our convenient Instant Funding* option (in-branch and online), or to your bank account via ACH (online only).
You can apply for an installment loan online or in any Colorado, Idaho, Nevada, or Washington Moneytree branch.
*Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor, and other third-party posting delays or errors.Learn more
Moneytree title and auto equity loans are convenient loans secured by your vehicle title. Apply for the cash you need quickly and easily at any participating Moneytree branch in Idaho (auto equity or title loans) or Nevada (title loans only). If approved, you can receive your funds in cash at a branch or have your funds sent to a qualified debit card account with our convenient Instant Funding* option.
*Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor, and other third-party posting delays or errors.Learn more
Payday loans are available up to $5,000¹ with approval.
A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*
¹Subject to qualifications and limitations.*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.Learn more
Installment loans are available from $50 to $5,000¹ with approval.
The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with biweekly payments and a three-month loan term as an example:
3 Month Loan Term: A $500 loan would have a total repayment of $771.04, which includes finance charges of $271.04 and is based upon you agreeing to make five payments of $128.51, due every two weeks, and one final payment of $128.49 with an APR (Annual Percentage Rate) of 363.48%.*
¹Subject to qualifications and limitations.*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.Learn more
Signature loans are available up to $1,000¹ with approval.
A signature loan costs $22 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $122 and has an APR (Annual Percentage Rate) of 573.57%.*
¹Subject to qualifications and limitations.*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.Learn more
Title loans are available up to $25,000¹ with approval.
The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with biweekly payments with a six-month loan term as an example:
6 Month Loan Term: A $500 loan would have a total repayment of $862.74, which includes finance charges of $362.74 and is based upon you agreeing to make 14 payments of $57.52, due every two weeks, and one final payment of $57.46 with an APR (Annual Percentage Rate) of 201.44%.*
¹Subject to qualifications and limitations.*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.Learn more
To verify your loan or payment due date, or in some cases, make a change to your due date, log in to your Moneytree online account. If you don’t have an online account, you can call or visit any Moneytree branch or contact our Customer Service Team at 1-800-745-1011 to discuss due date options.
Applying for a Nevada Moneytree loan online (payday or installment only) or at any Nevada Moneytree branch (all loan types) is fast and simple. Here's what you'll need:
A valid ID and social security number (or alien registration number or ITIN)
Your physical address, contact phone number and a unique email address
Proof of income, such as a pay stub or benefits statement
An open checking account (payday and installment loans)
An unencumbered (i.e. no lienholders) title to a vehicle in an eligible state and if required, all co-owners of the vehicle must be present to sign to acknowledge Moneytree's security interest, and the vehicle must be present (title loans)
Gather your documents and apply online or at any Moneytree Nevada branch.
Moneytree does not make loans to "covered borrowers," as defined under the Military Lending Act.Learn More
Moneytree does not purchase or offer cash for unwanted gift cards.
Moneytree provides check cashing services tailored for business customers. We cash checks made payable to your business and we don't have dollar limits on the checks we cash. Banks often hold your check funds for days. Moneytree funds most check cashing transactions right away in cash or straight into your qualifying debit card account using our Instant Funding^ option.
^Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor and other third party posting delays or errors.
At Moneytree, we offer a variety of financial products and services to fit your needs. In addition to our hassle-free online and in-branch borrowing options, we offer personal and business check cashing, prepaid debit cards, stamps, money orders, and Western Union wire transfers.
At Moneytree, you can get what you need when you need it, with exceptional service included! For more information, please visit your local branch or call one of our friendly Customer Service Team Members at 1-800-745-1011.
*The availability of additional products and services varies by state and branch location and may not be offered in your area. Wire transfer services are not available at Moneytree locations in Los Angeles.
Moneytree obtains consumer reports on your credit as part of some of its application processes, and we may report information concerning your performance of those loans such as late payments, missed payments, etc. Moneytree may also obtain consumer reports for a variety of other reasons, including but not limited to the following: to update, verify or change your account information; to investigate, prevent or mitigate the identity theft of any person; to verify your status under the Military Lending Act; to attempt collection on your account; or to comply with state database requirements, where applicable.
You can make an online payments by logging into your Moneytree online account. Telephone payments may be made by calling Moneytree Customer Service 1-800-745-1011.
Moneytree cooperates with credit counseling agencies. The National Foundation for Credit Counseling (NFCC) can help you develop a budget and negotiate reduced payment arrangements with creditors. Visit nfcc.org or call 1-800-388-2227 for more information.
