How does check cashing work at Moneytree?

A check-cashing service allows you to convert a paper check into immediate cash without waiting for bank “holds” or needing a bank account. At Moneytree, we cash all types of checks with no dollar limits.

The process is simple and typically takes just a few minutes:

  • Visit a Branch: Bring your check and photo ID to any Moneytree location.
  • Verification: A Teller will verify the authenticity of the check and your identity.
  • Endorsement: You sign the back of the check in the presence of the Teller.
  • Get Your Cash: The fee* is deducted from the check total, and you receive the remaining balance in cash.

Why choose Moneytree?

Unlike traditional banks, we don’t require an account to cash a check, we offer extended hours for your convenience, and we provide your cash immediately—no bank holds.

*Rates vary by check type and location. Please call or visit your local Moneytree branch for details.