You can borrow any amount up to your loan limit. Your initial loan limit is established based on:
Your loan limit may change based on the loan product applied for, your credit history with Moneytree or a change in any of the above.
1Subject to qualifications and limitations.
The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $500 loan with biweekly payments as an example:
A $500 loan would cost $771.04 which includes finance charges of $271.04 and is based upon you agreeing to make 5 payments of $128.51 due every two weeks and one final payment of $128.49 with an APR (Annual Percentage Rate) of 363.48%.*
1Subject to qualifications and limitations.
*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower than this example, depending on the actual amount you borrow and your actual repayment schedule.
Customer Notice: Deferred Deposit Loans, High-Interest Loans and Title Loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
PAYDAY LOAN | SIGNATURE LOAN | TITLE LOAN1 | INSTALLMENT LOAN | |
---|---|---|---|---|
Loan Amount | $1 - $5,000 | $1 - $1,000 | up to $25,000 ** | $50 - $5,000 |
Cost | $16.50 per $100 | $22 per $100 | Daily Simple Interest 0.555% | Daily Simple Interest 1% |
Terms Available | Next payday | Next payday | 6 months | 3 months |
No. of Payments | 1 | 1 | 1 per payday | 1 per payday |
Renewal or Refinance Option? | Yes | Yes | No | No |
1 Title Loans are currently available in participating Nevada Branches.
*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
**Your loan limit is based on the combination of the value of your vehicle, the information from the loan application and your gross monthly income.
Moneytree is a direct lender and never sells your information.
We're licensed by the Nevada Financial Institutions Division.
Our Team will let you know in minutes how much you qualify to borrow.
Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers!
Questions about installment loans? Call our Customer Service Team at 1-800-745-1011.
1Subject to qualifications and limitations.
Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor and other third party posting delays or errors.
Moneytree does not make loans to “covered borrowers,” as defined under the Military Lending Act. Learn More.
CUSTOMER NOTICE: Deferred Deposit Loans, High-Interest loans and Title Loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
Moneytree, Inc., is licensed by the Nevada Financial Institutions Division. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).
You can borrow any amount up to your loan limit. Your initial loan limit is established based on:
Your loan limit may change based on the loan product applied for, your credit history with Moneytree or a change in any of the above.
Your loan will be due on the date set forth in the loan agreement.
Payment due dates are based on your pay schedule with payments due on each payday (or next calendar day) throughout the term of the loan.
You can prepay your loan in full prior to the due date with no prepayment penalty.
Installment loans cannot be refinanced.
To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please register online, call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011.
Payment options vary depending on your loan agreement.
You will be charged a $25 fee if your check or ACH payment returns unpaid. You can reach Moneytree's Payment Center at 1-888-516-6643 for more information.