Idaho Installment Loans

Man giving a happy woman a ride in a wheelbarrowMan giving a happy woman a ride in a wheelbarrow

“I always choose Moneytree – it’s very easy and accommodating.”

Julia V.
Post Falls, ID

Loans from $100 to $5,000

It’s quick and easy to apply. New lower prices and more options.

If you're looking for a loan to repay over a longer period of time, we've got you covered. And now with lower prices too. A Moneytree installment loan is paid back in up to 12 months1 and you only pay fees on the cash you borrow for as long as you borrow it. More money, more time to repay and new lower prices. Plus, Moneytree installment loans are available with or without a checking account.

Stop by your neighborhood Idaho Moneytree Branch to learn more about our lower priced installment loans and our new signature installment loans. Complete a simple one page application in the Branch or download and print a copy to get started ahead of time.

Bring these items with you to any Idaho Branch:

  • ID and Tax identification number (Social Security number, ITIN, Alien Registration number)
  • Your address and phone number(s)
  • Your source(s) of income
  • An open checking account

Installment Loans Range From $100 - $5,000

The amount of your payments will vary based on the loan amount, the number of payments and the length of the loan. See costs below, using a $500 loan with biweekly payments and a 5% origination fee as an example:

12 Month1 Loan Term

A $500 loan would cost $1,471.54 which includes finance charges of $971.54 and is based upon you agreeing to make 25 payments of $56.59 due every two weeks and one final payment of $56.79 with an APR (Annual Percentage Rate) of 272.17%.* These calculations include the uniform daily fee plus a 5% origination fee, which is fully earned at origination but does not accrue interest and is paid by your regularly scheduled payments.

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

1Installment loans are available with a 12-month loan term. Once approved, you may choose to borrow a lesser amount for a shorter term.

Loans Range From $50 - $2,000

The amount of your payments will vary based on the loan amount, the number of payments and the length of the loan. See costs below, using a $500 loan with biweekly payments and a 5% origination fee as an example:

12 Month1 Loan Term

A $500 loan would cost $1,759.52 which includes finance charges of $1,259.52 and is based upon you agreeing to make 25 payments of $67.74 due every two weeks and one final payment of $66.02 with an APR (Annual Percentage Rate) of 337.44%.* These calculations include the uniform daily fee plus a 5% origination fee, which is fully earned at origination but does not accrue interest and is paid by your regularly scheduled payments.

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

1Installment loans are available with a 12-month loan term. Once approved, you may choose to borrow a lesser amount for a shorter term.

Moneytree is the best provider of installment loans and other financial services.

Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," a term which includes active duty members of the military, their spouses and dependents.

Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

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Online loans not available in all states. For the complete list of available loans, rates and terms, click the page for your state of residence:

California: A payday loan costs approximately $17.65 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment amount of $117.65 and has an APR (Annual Percentage Rate) of 460.16%.* Moneytree, Inc. is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law to make consumer loans. Licensed by the Department of Business Oversight pursuant to the California Finance Lenders Law to make business loans. Loans made or arranged pursuant to a California Financing Law license.

Colorado: The amount of payments will vary based on the loan amount, the number of payments and the length of the loan. Using a $300 loan as an example: If you borrow $300 to be repaid in 6 months, the total finance charges would be $209.44, with an APR (Annual Percentage Rate) of 208.00%.* The finance charges and APR are based upon you agreeing to make 13 payments of $36.39 due every two weeks and one final payment of $36.37.

Idaho: A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

Nevada: A payday loan costs $16.50 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment of $116.50 and has an APR (Annual Percentage Rate) of 430.18%.*

Washington: A payday loan costs $15 per $100 borrowed up to $500, and $10 per $100 on the amount over $500. For example, a $100 loan due in 14 days would have a total repayment amount of $115 and has an APR (Annual Percentage Rate) of 391.07%.*

Customer Notices:
There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Payday Loans, High-Interest loans and Title Loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

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*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.