Faqs Archive

Faqs Archives

How do I apply for a California payday loan?

Applying for a payday loan online or at any California Moneytree branch is fast and simple. Here’s what you will need: A valid ID and social security number (or alien registration number or ITIN) Your physical address, phone number and a unique email address Proof of income, such as a paystub or benefits statement OpenContinue reading “How do I apply for a California payday loan?”

What is the cost of a California payday loan?

Payday loans are available up to $255¹ with approval. A payday loan costs approximately $17.65 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment amount of $117.65 and has an APR (Annual Percentage Rate) of 460.16%.* ¹Subject to qualifications and limitations. *The Annual Percentage Rate (“APR”) isContinue reading “What is the cost of a California payday loan?”

Is Moneytree licensed in California?

Moneytree, Inc., is licensed by the Department of Financial Protection and Innovation. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).

What is an installment loan?

With a Moneytree installment loan, you can get the cash you need today and repay the loan in convenient payments over time. Your loan limit is established after your application is approved and may be less than the maximum loan amount. If approved, you can pick up your funds in a Moneytree branch or haveContinue reading “What is an installment loan?”

What is a signature loan?

Moneytree signature loans are short-term, single payment loans that don’t require you to have a bank account in order to qualify. If approved, you can receive your funds in cash at a branch or have your funds sent to a qualified debit card account with our convenient Instant Funding* option. You can apply for aContinue reading “What is a signature loan?”

Do you offer a prepaid debit card?

Moneytree offers prepaid debit cards in each of its U.S. branches. Prepaid debit cards can be used to withdraw funds at ATMs, for point-of-sale transactions and online purchases from participating merchants. Additional fees may apply. Prepaid cards are a safe way to budget and manage your cash. Prepaid debit cards purchased at Moneytree include: DifferentContinue reading “Do you offer a prepaid debit card?”

Does Moneytree work with credit counseling agencies?

Moneytree cooperates with credit counseling agencies. The National Foundation for Credit Counseling (NFCC) can help you develop a budget and negotiate reduced payment arrangements with creditors. Visit nfcc.org or call 1-800-388-2227 for more information.

What is a payday loan?

Moneytree payday loans (also known as cash advance loans) are short-term, single-payment loans that are convenient and fast. You can apply quickly and easily online or at any participating Moneytree branch. If approved, you can pick up your funds in a Moneytree branch or have your funds sent to a qualified debit card account withContinue reading “What is a payday loan?”

Can I extend my loan due date?

To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please register online, call or visit any Moneytree branch or contact our Customer Service Team at 1-800-745-1011.

Can I pay my loan off early without a penalty?

Yes. Moneytree does not charge a pre-payment penalty if you choose to pay off your loan before the loan due date.

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