Can I renew or refinance my Idaho payday or installment loan?

Payday or Signature Loan: In certain cases, you may renew your loan by paying the additional fee to extend the loan due date until your next payday. Payday loans may be renewed at any time before your loan check is sent to the bank or your electronic transaction is deposited. If you contracted for cash payments, you may extend the term of your loan by paying the additional fee at any time prior to the close of business on the loan due date. You may renew your loan a maximum of three (3) times. After three renewals, the loan must be paid in full. Installment or Auto Equity Loan: Loans may be refinanced up to six (6) times, after which time the loan must be repaid in full before additional credit may be extended. Title Loan: Loans cannot be refinanced.

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