Introduction
At Moneytree, Inc., d/b/a Moneytree ("us", "we", "our" or the "Company") we value your privacy and the importance of safeguarding your data. This Privacy Policy (the "Policy") describes our general privacy practices as further described below. In this Policy, personal data ("Personal Data") refers to any information that on its own, or in combination with other available information, can identify an individual.
Please read this Policy carefully to understand our policies and practices regarding your Personal Data and how we will treat it. By accessing or using this Website, you agree to this Policy. This Policy may change from time to time. Your continued use of this Website after we make changes is deemed to be acceptance of those changes, so please check the Policy periodically for updates.
Scope and Application of this Policy
This policy applies to the Moneytree, Inc. websites, domains, applications, services, and products (“Services”). This Policy does not apply to third-party applications, websites, products, services or platforms that may be accessed through non-Moneytree, Inc. links. Such sites are owned and operated independently from us, and they have their own separate privacy and data collection practices. Any Personal Data that you provide to such websites will be governed by the third-party’s own privacy policy. We cannot accept liability for the actions or policies of these independent sites, and we are not responsible for the content or privacy practices of such sites.
This Policy is also separate and distinct from our Gramm-Leach-Bliley Act Privacy Notice and our California Privacy Notice for California residents. This Policy, however, is intended to be consistent with and complement those Privacy Notices. In the event of any conflict between this Policy and those Privacy Notices, the applicable Privacy Notice controls.
This Policy applies when you interact with us by doing any of the following:
- Use our Services as an authorized user; or
- Visit any of our websites
If you do not agree with our policies and practices, your choice is to not use our Services.
Personal Data We Collect
Depending on your interactions with our Services, we may collect the following types of Personal Data about you:
- Personal Identifiers
- For example: Name, postal address, telephone number, email address, IP address, employee ID number, telephone number, email address, ITIN, Social Security number, driver’s license number, passport number
- Personal Characteristics
- For example: Self-disclosed race, gender or ethnicity, language preference
- Commercial Information
- For example: Consumer history, consumer referral information, financial or payment information
- Internet/Electronic Activity
- For example: Consumer online account access and activity, IP address activity, web browser activity, pages viewed, time spent on pages, links clicked and conversion information
- Imprecise Geolocational Data
- For example: Cookies (please see our Cookie Policy for more information), IP addresses
- Social or Promotional Information
- For example: Comments, ratings and other feedback about our Services, including your name and any contact information you provide in connection with such feedback; contest and promotion entries, including your name and any contact information you provide in connection with such entries; and any other information you choose to provide outside of the context of an application for, or use of, one of our financial products or services
The Sources From Which We Collect Your Personal Data
We collect Personal Data from you and from our business and advertising partners and service providers.
How We Use Your Personal Data
We may use your Personal Data for various legitimate business reasons, including to:
- Provide and deliver the Services you request, process transactions and send you related information, including confirmations and invoices;
- Send you technical notices, updates, security alerts and support and administrative messages;
- Respond to your comments, questions and requests and provide customer service;
- Communicate with you about the Services, offers, promotions, rewards, and events offered by Moneytree and others, and provide news and information we think will be of interest to you;
- Monitor and analyze trends, usage and activities in connection with our Services;
- Personalize and improve the Services and provide advertisements, content or features that match user profiles or interests;
- Process and deliver contest or promotion entries and rewards;
- Link or combine with information we get from others to help understand your needs and provide you with better service; and
- Carry out any other purpose for which the information was collected.
How We Share Your Personal Data
We may share your Personal Data for various legitimate business reasons as described in this Privacy Policy, including:
- With vendors, consultants and other service providers who need access to such information to carry out work on our behalf;
- If we believe your actions are inconsistent with the spirit or language of our user agreements or policies, or to protect the rights, property and safety of Moneytree or others;
- In connection with, or during negotiations of, any merger, sale of company assets, financing or acquisition of all or a portion of our business to another company;
- With your consent or at your direction, including if we notify you through our Services that the information you provide will be shared in a particular manner and you provide such information;
- In response to a request for information if we believe disclosure is in accordance with any applicable law, regulation or legal process, or as otherwise required by any applicable law, rule or regulation; and
- In response to a request for information if we believe disclosure is in accordance with any applicable law, regulation or legal process, or as otherwise required by any applicable law, rule or regulation; and
We may use, share, or publicly disclose or otherwise process your Personal Data that has been de-identified, anonymized and/or aggregated (so that it does not identify you personally) for any purpose permitted under applicable law, including for research and the development of new products.
Data Retention
We retain Personal Data to the extent that it is needed for a business purpose, as required by applicable law, or to prevent fraud.
Cookies and Do Not Track Signals
When you visit a Moneytree, Inc. website and/or mobile application, we automatically collect and store information about your visit using browser cookies (files which are sent by us to your computer), or similar technology. Please see our Cookie Policy for more information.
Some browsers have a “do not track” feature that lets you tell websites that you do not want to have your online activities tracked. We currently do not respond to browser “do not track” signals.
How We Keep Your Data Safe
We have implemented administrative, technical, and physical security controls that are designed to safeguard your Personal Information from being accidentally lost, used or accessed in an unauthorized way, altered or disclosed. As a financial institution regulated by the federal Gramm-Leach-Bliley Act and other applicable state privacy laws, we comply with all local, state, and federal financial consumer privacy laws, rules and regulations.
We require any third party who is contracted with us to process your Personal Data on our behalf to have security measures in place to protect your data and to treat such data in accordance with the law.
Please recognize that protecting your Personal Information is also your responsibility. We urge you to take every precaution to protect your Personal Information when you are on the internet and when you communicate with us and with other parties through the internet. If you have reason to believe that your Personal Data has been compromised, please let us know immediately by contacting us as indicated in the Contact Us section below.
By using our Services, you agree that we may communicate with you electronically regarding security, privacy, and administrative issues relating to your use of our Services. If we learn of a potential security breach involving your Personal Data, we may attempt to notify you electronically by sending an email to you.
Data Transfer and Storage Locations
Moneytree, Inc. is based in the United States and the information we collect is governed by U.S. law. By accessing or using the Services or otherwise providing information to us, you consent to the processing and transfer of information in and to the U.S. and other countries. If you choose to use the Services or access our website from other regions of the world with laws governing data collection and use that may differ from United States law, please note that you are transferring your Personal Data outside of those regions to the United States for storage and processing.
Children's Privacy
You must be at least 18 years old to use our Services. We do not knowingly collect Personal Data from children under the age of 18 years. If you believe someone under the age of 18 has provided us with Personal Information, please alert us using the Contact Us information below.
Contact Us
To contact us with any questions regarding your data privacy, you may contact us using any of the ways described below:
Email: privacyofficer@moneytreeinc.com
Mail: Privacy Officer
P. O. Box 58443, Seattle, Washington 98138
Effective Date: November 19, 2024
