Totem Lake

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47.7088317 -122.175637 024
Kirkland, WA 98034
12407 NE 124th St.

FULL HOURS

Thu10:00 AM - 8:00 PM
Fri10:00 AM - 8:00 PM
Sat10:00 AM - 6:00 PM
SunClosed
Mon10:00 AM - 8:00 PM
Tue10:00 AM - 8:00 PM
Wed10:00 AM - 8:00 PM

TODAY'S HOURS*

10:00 AM - 8:00 PM
*Holiday hours may vary.
Please call this Branch for details.


Products and Services

Loans up to $700

Apply

Annual Percentage Rate (APR):

A payday loan costs $15 per $100 borrowed up to $500, and $10 per $100 on the amount over $500. For example, a $100 loan due in 14 days would have a total repayment amount of $115 and has an APR (Annual Percentage Rate) of 391.07%.*

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

View sample loan fees

Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

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Loans up to $500

The finance charge is $15 per $100 borrowed.

ANNUAL PERCENTAGE RATE (APR):

Using a $100 signature loan as an example:
A signature loan costs $15 per $100 borrowed up to $500. For example, the total amount due on a $100 loan for 14 days would be $115 and has an APR (annual percentage rate) of 391.07%.*

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

View Sample Loan Fees

Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

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Moneytree offers fast, flexible and immediate business loans. Same day approval and funding just complete a simple application.

Apply for a business loan today! Click the link below to print a Moneytree business loan application and get started!

Apply

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Check Cashing Rates

Payroll Check: 2.99%
Payroll Check (Handwritten): 2.99%
Government Check: 2.99%
Personal (1st and 2nd Party): 5.99%
Money Orders: 5.99%
Insurance Drafts: 5.99%
Cashier's Check: 5.99%
Tax Check: 1.99%
Moneytree Money Order: 1.0%
Other Checks: 5.99%

Business Check Cashing Rates

Business Owners: Ask about special rates.

In addition, a $1.99 fee is charged on transactions over $20.

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A prepaid debit card is a flexible spending option that can be used to withdraw funds at ATMs, for point-of-sale transactions, and online purchases. Prepaid cards are a safe way to budget and manage your cash. Ask a Team Member for more details about the prepaid debit card available at Moneytree!

Features available with a Moneytree prepaid debit card include:

  • Choose your card color.
  • Select the fee plan that’s right for you.
  • Get a companion card to share your account.
  • Load or unload your funds for free at any Moneytree Branch.

Learn More

Money Orders

  • Up to $1000: $1.25 ea.
  • With Check Cashing or Loan Transaction: Free

Postal Services

  • Stamps: Face Value
  • Book of Stamps: Face Value
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Reviews

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At Moneytree, we welcome your feedback and will do our best to ensure that your reviews will be posted within 48 hours. Submitted reviews are subject to the license terms set forth in our website Terms of Use, which allow us to use and publish the content you submit in the ways specified. All submissions must adhere to the guidelines set out in the Terms of Use, and we reserve the right to remove any reviews that are abusive, defamatory, obscene, fraudulent, deceptive or misleading, or that violate other peoples intellectual property rights or other laws, regulations or community standards of decency. User comments may be edited for grammar or spelling, but not for accuracy or safety; however to ensure a continually positive experience for our users, we may remove content or commentary containing spam, profanity, or otherwise objectionable or prohibited materials.
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Average Customer Review
My first experience at this location made me feel like they really cared how I was doing.
 
Everyone at this store is always wonderful. I have been coming here for a while now. I used to use a different company to cash my checks but I never felt like my business was appreciated. My first experience at this location made me feel like they really cared how I was doing. I will never go anywhere else. Thank you for always exceeding my expectations. -
Moneytree Response: Thank you for taking the time to leave your review, Josh! We appreciate it and your business!
cleared my stressful day instantly.
 
super helpful. cleared my stressful day instantly. -

Reviews

I love this Moneytree!!
 
I love this Moneytree!! The manager Sara always has a smile -
Sara is the best ever I know her.
 
Sara is the best ever I know her. For 6 years and I always come to see her to cash my. Company checks thank you Sara -
It is a pleasure doing business with them.
 
I have been using Moneytree for several years. It is nice to know if I am running a little short, I can just walk in and pick up some cash quickly without feeling that I am being grilled. Every one is so nice. It is a pleasure doing business with them. -
Moneytree Response: Thank you for taking the time to share your positive experiences, Roy! We appreciate it!
Great customer service.
 
Great customer service. Patient about answering questions . I come here every week. Thank you . I recommend it to my family and friends. -
Moneytree Response: Thank you for visiting us Armando. We appreciate your recommendation.
I would recommend Moneytree.
 
I would recommend Moneytree because Brooke is a very good teller. -
Matthew exceeded all of my expectations!
 
Matthew exceeded all of my expectations! He was polite and explained everything. I choose Moneytree because it's the best name in the business! -
There was no wait time at all!
 
There was no wait time at all! Matthew called my name and greeted me with a smile. This is a very nice store that offers many different services and the staff waits on you! I choose Moneytree because they have better hours, lower percentage rates on check cashing and a great staff. -
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