3445 Midway Drive
San Diego, CA 92110


Mon7:00 AM - 10:00 PM
Tue7:00 AM - 10:00 PM
Wed7:00 AM - 10:00 PM
Thu7:00 AM - 10:00 PM
Fri7:00 AM - 10:00 PM
Sat8:00 AM - 9:00 PM
Sun10:00 AM - 7:00 PM

*Holiday hours may vary.
Please call this branch for details.


7:00 AM - 10:00 PM

32.750546 -117.213327 035


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Average Customer Review

Javier is awesome!!!


Javier is awesome!!! Nuff said. Lol na dude is absolutely respectful, understanding, and patient. The man knows how to do his job, and was very sweet when he was verifying my check with my mother. If it wasn't for Javier, i would have probably exploded because ace checks cashing SUCKS AS A WHOLE ENTIRE ORGANIZATION. Javier i appreciate your diligence and your hard work. Thank you again. -

Moneytree Response: Thank you for your review Galen. We're happy Javier was able to exceed your expectations.

Maryann is awesome


Maryann is awesome she knows me by name and we have this cute thing we do under the glass where we touch fingers, call it a low five. She is so cool! Love the place and Javier is awesome also. -

Moneytree Response: We appreciate your business, Ken. Thank you for choosing Moneytree!


Payday Loans

Loans up to $255

Apply Now


Annual Percentage Rate (APR):

Using a $100 payday loan as an example:

The fee for a loan is $17.65 per $100 borrowed. This means that the Annual Percentage Rate for a 14-day loan would be 460.16%.*

View Sample Loan Fees

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

Customer Notice: A single payday advance is typically for two to four weeks. However, the borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions.

Licensed by the Department of Business Oversight pursuant to the CA Deferred Deposit Transaction Law to make consumer loans. 

Business Loans

Moneytree offers fast, flexible and immediate business loans. Same day approval and funding just complete a simple application.

Apply for a business loan today! Click the link below to print a Moneytree business loan application and get started!

Download Business Loan Application

Licensed by the Department of Business Oversight pursuant to the CA Finance Lenders Law to make business loans.

Check Cashing

Check Cashing Rates

Payroll Check: 1.99%
Payroll Check (Handwritten): 1.99%
Government Check: 1.99%
Personal (1st and 2nd Party): 4.99%
Money Orders: 4.99%
Insurance Drafts: 4.99%
Cashier's Check: 4.99%
Tax Check: 1.99%
Moneytree Money Order: 1.0%
Other Checks: 4.99%

Business Check Cashing Rates

Business Owners: Ask about special rates.

In addition, a $0.99 fee is charged on transactions over $20.

Other Services

Money Orders

Up to $1000: $1.00 ea.
With Check Cashing or Loan Transaction: Free

Postal Services

Stamps: Face Value
Book of Stamps: Face Value

Additional Services

Fax per Page: $1.50
Cash Withdrawal: Ask for Details

Western Union

Western Union: Fees to send money vary depending on the dollar amount sent.

CheckFreePay Bill Payments

Standard 3 to 4 Business Days: $1.50
Next Day: $2.50
Visa / Mastercard: $2.50


I love Moneytree !!!


I love Moneytree !!! I love the hours, the excellent customer care and all the benefit shaving a Moneytree card. In particular, a situation today was a homeless woman had gone to Maryann's window. Maryann, diplomatically got the woman to kindly wait/sit in the lobby while Maryann was able to assist customers waiting in line. Well done, Maryann !!! (As to "rating;" no clue if "5" is good or not so good - as it does not specify). However, on a scale of 1-10, I vote Mary Ann "10." -

Moneytree Response: Hi Matt. Thank you for leaving your review. We're happy MaryAnn was able to provide everyone with excellent service. Our tellers do a great job of assisting each and every person with the service they need. Thank you for choosing Moneytree for your financial needs.

Maryann remembers me by name


Maryann remembers me by name the second time I walk into the branch ever since then she has been my favorite but realistically everyone working there on midway has been awesome, always quick to help, always willing to let me bore them to death with stories. Who ever thought it could be such a wonderful experience just by walking into a moneytree -

Moneytree Response: Hi Drew. Thank you for your feedback. Providing excellent customer service starts as soon as you enter the branch. We're glad you had a wonderful visit. Thank you for choosing Moneytree. We appreciate your business.

Warm greeting and prompt service


Maryann exceeded my expectations with her warm greeting and prompt service. Thank you! -

Very professional


I have been a costumer for years and the service is always excellent and everybody that works there are very professional! -

Moneytree Response: Hi Jorge. Thank you for your feedback and for being a loyal customer. We're pleased to hear you had an excellent Moneytree experience. We look forward to assisting you in the future. Have a wonderful day!

Maryann was beyond helpful and incredibly sweet.


I called prior for directions and Maryann was beyond helpful and incredibly sweet. -

She exceeded my expectations.


Maria was extra helpful in explaining the procedures. She exceeded my expectations. -

Maryann was very professional.


Maryann was very professional. She really has a passion for listening to what her customers want. -

I didn't have to go back home and apply for a loan online.


I loved that a computer was right there in the store! I didn't have to go back home and apply for a loan online. -

His customer service made my experience very memorable!


Manuel really knew what he was doing and provided speedy service, but was attentive and patient at the same time. His customer service made my experience very memorable! -

I'd rather go to Moneytree than the bank!


Maryann greeted me as I walked through the door and offered great customer service. I'd rather go to Moneytree than the bank! -

I choose Moneytree because I am treated with respect there.


The entire store is friendly, polite and welcoming. The tellers all recognize me and make conversation. I choose Moneytree because I am treated with respect there. -

Angie provided awesome customer service and was very friendly!


Angie provided awesome customer service and was very friendly! I would recommend Moneytree because of the friendly staff. -

Jorge was informative and efficient.


Jorge was informative and efficient. Moneytree's happy employees make my experience very memorable. -

Good customer service, clean store and professionalism.


Manuel did a great job explaining the prepaid visa card and he listened to me! I love going to Moneytree because of the good customer service, clean store and professionalism -

Offered phenomenal customer service.


Jorge offered phenomenal customer service and helped us in a time of need. Moneytree offers all around awesome service! -