El Cajon

303 N. 2nd St.
El Cajon, CA 92021


Thu7:00 AM - 11:00 PM
Fri7:00 AM - 11:00 PM
Sat8:00 AM - 9:00 PM
Sun9:00 AM - 7:00 PM
Mon7:00 AM - 11:00 PM
Tue7:00 AM - 11:00 PM
Wed7:00 AM - 11:00 PM

*Holiday hours may vary.
Please call this branch for details.


7:00 AM - 11:00 PM

32.797582 -116.935098 045


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Average Customer Review

Friendly staff and life saving


Friendly staff and life saving. I love the El Cajon location on N. 2nd street. As far as rating, should be a 10. -

Moneytree Response: Hello Maria. We appreciate your positive feedback. Our team members work hard to provide you with excellent customer service. Thank you for choosing Moneytree.

I would leave zero stars if I could


I would leave zero stars if I could. I handle the finances for my husband''s construction business. We normally frequent check into cash, but since the one near our house has recently shut down, I thought I''d try the Money Tree on El Cajon Blvd. When I arrived, there was a young woman behind the counter with a name tag that said Deejay on it. As I approached her he stared at me blankly, so I greeted her and she immediately sighed at me. I asked her if she''d prefer that I take my business elsewhere, and she said "Do what you want." I was looking for a new business that I could use to pay our workers on schedule even before the construction is finished, and now my search will continue, I will never return to another money tree, knowing what kind of poor customer service is tolerated by this company. I hope that this behavior is corrected so that it does not cost Money Tree anymore business. -

Moneytree Response: Priscilla, thank you for leaving a review and for letting us know about your recent visit to the branch. We sincerely apologize that your experience was so disappointing and we do value your business. We have been unsuccessful in trying to contact you so please feel free to let us know if there is anything we can do to assist you. We hope to have the opportunity to serve you in the future.


Payday Loans

Loans up to $255

Apply Now


Annual Percentage Rate (APR):

Using a $100 payday loan as an example:

The fee for a loan is $17.65 per $100 borrowed. This means that the Annual Percentage Rate for a 14-day loan would be 460.16%.*

View Sample Loan Fees

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

Customer Notice: A single payday advance is typically for two to four weeks. However, the borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions.

Licensed by the Department of Business Oversight pursuant to the CA Deferred Deposit Transaction Law to make consumer loans. 

Business Loans

Moneytree offers fast, flexible and immediate business loans. Same day approval and funding just complete a simple application.

Apply for a business loan today! Click the link below to print a Moneytree business loan application and get started!

Download Business Loan Application

Licensed by the Department of Business Oversight pursuant to the CA Finance Lenders Law to make business loans.

Check Cashing

Check Cashing Rates

Payroll Check: 1.99%
Payroll Check (Handwritten): 1.99%
Government Check: 1.99%
Personal (1st and 2nd Party): 4.99%
Money Orders: 4.99%
Insurance Drafts: 4.99%
Cashier's Check: 4.99%
Tax Check: 1.99%
Moneytree Money Order: 1.0%
Other Checks: 4.99%

Business Check Cashing Rates

Business Owners: Ask about special rates.

In addition, a $0.99 fee is charged on transactions over $20.

Other Services

Money Orders

Up to $1000: $1.00 ea.
With Check Cashing or Loan Transaction: Free

Postal Services

Stamps: Face Value
Book of Stamps: Face Value

Additional Services

Cash Withdrawal: Ask for Details

Western Union

Western Union: Fees to send money vary depending on the dollar amount sent.

CheckFreePay Bill Payments

Standard 3 to 4 Business Days: $1.50
Next Day: $2.50
Visa / Mastercard: $2.50


Moneytree has been a lifesaver to me


Moneytree has been a lifesaver to me and my family in the bad time as well as the good time always there when you need them at any time of day or night thank you, Moneytree. -

Moneytree Response: Thank you for your review, Willa. We're here to help. Thank you for allowing us to assist you. We appreciate you as our customer.

Great job


I would like to thank Natali for her awesome customer service!! I always look forward to coming into the branch. Great job -

Moneytree Response: Hi Reggie. Thank you for visiting our branch. We're happy you enjoyed your experience. We look forward to serving you in the future. Thank you!

This store is always professional.


This store is always professional. I'm always greeted with a smile, kindness, and professionalism. I'd like to especially thank Mr. Warheel and Mrs. Nora! -

Moneytree Response: Hello! Thank you for your review. Providing a professional environment is part of the Moneytree mission. We hope we were able to exceed your expectations and create a positive experience for you. Thank you for choosing Moneytree!

Natali was exceptional


Natali was exceptional, very courteous and personable. Not forgetting to mention gorgeous! Awesome staff at the El Cajon Branch. -

Moneytree Response: Hello J.C. At Moneytree, our tellers work hard to create the best experience possible for you. We're happy to hear Natali was able to exceed your expectations. Thank you for choosing Moneytree!

Everyone is always kind, very helpful


I go in EVERY two weeks to cash my paycheck. Every one is always kind, very helpful & offer services that have helped me! Thanks to everybody, I get to stay on top of my bills! -

Moneytree Response: Thank you for your review, Naomi. We are pleased we were able to assist you and help you stay on top of your bills. We hope to exceed your expectations every visit. Thank you for choosing Moneytree.

Janeth went out of her way for us


Janeth went out of her way for us. She was very kind and helpful with a bright smile -

I wanted to say thank you for my experiences with you all.


I wanted to say thank you for my experiences with you all. Your professionalism and affordable prices deserve acknowledgement. Thank you! -

Natali was excellent!


Natali was excellent! Very professional. -

Very helpful and nice staff.


Very helpful and nice staff. I would recommend Moneytree because of your great Customer Service! Everybody was so nice. -

Moneytree Response: Thank you Allison for your feedback. We're happy to hear team members at our El Cajon branch were able to provide you with excellent customer service. Thank you for choosing Moneytree! We appreciate your business.

Moneytree helped me


Moneytree helped me while I was sick; especially Nora who was patient and helpful. I could not have gone through that time without Moneytree's help -