Prepaid Cards

Woman with curly hair smiling as she checks her prepaid card balance on her cell phone. Woman with curly hair smiling as she checks her prepaid card balance on her cell phone.

“Great first experience getting a Netspend card; I will be back to this location.”

Samantha L.
Las Vegas, NV

Already have a Netspend account?

IT'S YOUR MONEY. DO MORE.

GET A NETSPEND® VISA® PREPAID CARD.

A checkmark. No credit check 1 A checkmark. No minimum balance required

Use of card subject to card activation and identity verification.1

What It Costs

The Netspend Visa Prepaid Card available at Moneytree costs $4.95 to purchase.

Choose from two popular fee plans based on the way you use your card.

PAY-AS-YOU-GO™ PLAN2

  • No monthly fee
  • Pay fees per transaction
  • Ideal for occasional card users
  • Withdraw funds or reload your card at any Moneytree branch (fees may apply)

MONTHLY PLAN3

  • Monthly fee of $5.95
  • Unlimited signature and PIN purchases
  • Ideal for card users who make more than six purchases a month
  • Withdraw funds or reload your card at any Moneytree branch (fees may apply)

Please refer to your Cardholder Agreement for a complete list of fees.

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of the State of Vermont are ineligible to open a Card Account.

2 The Pay-As-You-Go Plan ("PAYGO") is automatically effective at the time of Card activation, unless the Cardholder chooses the optional Monthly Plan. These plans include only domestic purchase transaction fees and do not include ATM fees or any other fees associated with the use and reloading of the Card Account. See your Cardholder Agreement in your Account Center for details.

3 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Cardholder may enroll in the Monthly Plan to pay a flat fee of $5.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan.

The Netspend Visa Prepaid Card is issued by Pathward, National Association, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Netspend is a registered agent of Pathward, N.A. Card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

© 2023 Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.

HOW PREPAID CARDS WORK.

The Netspend® Visa® Prepaid Card available at Moneytree
is a smart way to manage your money.

Use of card subject to card activation and identity verification.1

How it Works

OPEN A NETSPEND PREPAID CARD ACCOUNT AT ANY U.S. MONEYTREE BRANCH

Visit any U.S. Moneytree Branch and ask a Teller how to get your new card. Choose your card design, verify your identity1 and your personalized card will arrive in about 7-10 business days. You'll get a temporary card to use until you receive and activate your personalized card.

USING THE CARD

Make purchases anywhere Visa Debit cards are accepted.

  • Make purchases at stores, over the phone and online
  • Withdraw cash at ATMs worldwide (restrictions may apply)
  • Withdraw funds or reload your card at any Moneytree branch (fees may apply)
  • Pay bills, rent and other necessities

MANAGE YOUR MONEY

  • Online Account Center: Log in to check your balance, deposits, transactions and manage account features.
  • Stay connected with the Netspend Mobile App:2 Manage your money on-the-go.
  • Get Text Alerts:2 Sign up for Anytime Alerts™ for balance updates by text message or email.

1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of the State of Vermont are ineligible to open a Card Account.

2 Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

The Netspend Visa Prepaid Card is issued by Pathward, National Association, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Netspend is a registered agent of Pathward, N.A. Card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

© 2023 Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.

GET PAID UP TO 2 DAYS FASTER2

WITH DIRECT DEPOSIT ONTO A NETSPEND® VISA® PREPAID CARD.

Use of card subject to card activation and identity verification.1

Direct Deposit

GET PAID UP TO TWO DAYS FASTER WITH DIRECT DEPOSIT.2

  • Ask your Teller for a Direct Deposit Form or download one in your Online Account Center at netspend.com.
  • Bring the completed form to your payroll department.
  • To enroll in government benefits, ask a Teller for a Direct Deposit Form or you can contact your payment provider for details.

1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of the State of Vermont are ineligible to open a Card Account.

2 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

The Netspend Visa Prepaid Card is issued by Pathward, National Association, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Netspend is a registered agent of Pathward, N.A. Card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

© 2023 Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.