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Every time you refer a new loan customer to Moneytree, you're eligible to receive a $25 gift card of your choice.*
Follow these three simple steps to receive a $25 Gift Card.
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Complete the “I’m referring my friend” section of this customer referral form and give the form to a friend.
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Your friend will complete the “I’ve been referred by my friend” section and will give it to a Moneytree team member during their first transaction.
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We will call you to let you know you can come in and select your $25 Gift Card. You’ll receive a Gift Card of your choice every time you refer a friend who conducts a qualifying loan during their first visit to Moneytree. It’s that easy!
Thank you for your referrals; we appreciate your business!
*Offer good on qualifying transactions. To qualify for the gift card, your friend must be a person who is not entered into the Moneytree computer system and who conducts a $100 or greater loan during their first loan transaction. Current employees of Moneytree or its affiliates are not eligible to participate in this promotion.
Please see the customer referral form for more details.
Customer Notice: Always use short-term credit responsibly. Licensed by the Department of Corporations pursuant to the CA Deferred Deposit Transaction Law.
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Payday Loans - FAQ
How does Moneytree determine how much I can borrow?
State laws regulate the amount of money that can be loaned. Within that limit, Moneytree qualifies you to borrow only an amount you can reasonably repay from your next paycheck based on your current income and the information you provide on your loan application. Once your loan limit is determined, you may borrow any amount up to the limit for which you qualify. Your loan limit may change if your income changes or if our ability to contact you changes. To see the loan amount available in your state, please select your state: California Colorado Idaho Nevada Washington
How do I qualify for a loan?
While the requirements vary slightly by state, in general, to qualify for a loan you must have:
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Verifiable source of income (written verification required in Colorado and Nevada)
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Verifiable contact information
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A checking account (California and Colorado only)
To view state-specific loan qualification criteria, please visit your states loan approval page.
What happens if I default on my loan?
If your loan goes into a default status, Moneytree is committed to collecting your debt in a professional, fair and lawful manner. We follow the applicable Fair Debt Collection Practices Act guidelines when collecting defaulted loans. You will be charged a one-time $15 fee if your check returns unpaid. We will contact you and ask for payment, and we may make reasonable payment arrangements with you. Additional interest will not accrue after default. We will not garnish your wages, sue you or threaten to pursue criminal actions against you under the state’s bad check statutes. We may refer your account to an outside collection agency. After a loan goes into default status, we may re-evaluate your credit limit to reset it at an amount you can reasonably repay. You can reach Moneytree’s Payment Center at 1.888.516.6643 for more information.
What happens if I can't repay Moneytree on my due date?
Occasionally circumstances may arise that change your ability to repay. If this occurs, you may choose to enter into the Community Financial Services Association of America (CFSA) Extended Payment Plan. You may request a payment plan to restructure the payment terms to at least four (4) substantially equal payments. You may choose this option once per 12-month period. There is no charge to enter into the CFSA Extended Payment Plan. You may choose this option prior to the deposit of your current loan. After repaying your payment plan, we may re-evaluate your credit limit to reset it at an amount you can reasonably repay. Additional details about this option are available at any Moneytree branch.
How do I repay my online loan?
Just as with receiving the loan proceeds, the process is automatic and convenient. An electronic withdrawal will be made from the account you provided to us on your loan application on the loan's due date via an ACH transaction. If you would prefer to pay from a different account, you may pay online. You can use a different checking account, debit card, or you may call our Customer Service Team at 800.745.1011. Any change in payment method must be made prior to 1 pm Pacific time on the date the loan is due in order for the change to be processed for the current payment.
If you aren’t sure about your loan due date or the amount you owe, please call the Customer Service Team at 877.613.6669. They are available to help 24 hours a day, seven days a week.
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