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Washington State Payday Loans

Apply for a Washington State Moneytree Payday LoanPayday Loans are one of Moneytree’s primary retail financial services. Moneytree offers a unique cash advance product in Washington that allows a consumer to extend their payday loan up to 45 days: the 45 day Moneytree Payday Loan. You can complete an online payday loan application and receive a response within 60 minutes during regular business hours.

In Washington we can lend up to 30% of your gross monthly income or $700, whichever is less. View example loan fees.

The payday loan process is simple!

Moneytree offers three simple ways to apply for a payday loan.
  1. Apply online
  2. Apply at a Moneytree branch
  3. Apply over the phone by calling Customer Service at 877.613.6669
Already an existing branch customer and want to take out a loan online? Register online!

What does the application process look like?

The application process is simple.
  1. Complete your Moneytree payday loan application online, at a branch or by calling our Customer Service at 877.613.6669.
  2. Once approved, request your loan amount and repayment date.
  3. Receive your funds!

How do I qualify for a Loan?

In the state of Washington, we'll need:
  1. A social security or Tax ID number
  2. Verification of your income
  3. Verify that you have not taken out more than eight (8) payday loans from a Washington-licensed payday lender during the prior 12-month period.
If you don’t have a checking account, Moneytree has a loan product in Washington where no checking account is needed.

How fast will I receive my money?

Once your loan has been approved, your funds are available immediately for pick-up at any Moneytree branch. If you are an existing customer and have a Moneytree Cash Solution Card, you can have the proceeds of your loan instantly deposited on your card.
Otherwise, your loan can be deposited into your checking account as early as the next business day!

Compare the cost of a $100 loan for 45 days.

Washington State Payday Loan Fees
Moneytree's payday loan fee transparency chart
 
1Annual Percentage Rate
22008 Fee Analysis of Bank and Credit Union Non-Sufficient Funds and Overdraft Protection Programs
3FDIC Study of Bank Overdraft Programs
4CARD Act – Truth in Lending Acts – safe harbor, first late payment
5CARD Act – Truth in Lending Acts – safe harbor, more than one late payment in 6 months


Payment

Your loan provides you with cash today. You must repay your loan on your next payday.

The fee for a loan is $15 per $100 borrowed up to $500, and $10 per $100 on the amount over $500. So if your payday was 45 days away and you borrowed $100, the APR would be 121.67%, and you owe $115 on the date your loan is due.

Where is Moneytree located?

Moneytree has branches located throughout Southern California, Colorado, Idaho, Nevada and Washington. Call 800.745.1011 or visit our find a branch page for the location nearest you. Find the same great service at a branch or online!

Apply for a Washington Online Payday Loan
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CUSTOMER SERVICE
877.613.6669