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 Thank you for considering Moneytree money loans! We know that making an informed financial decision about payday lending is important to you. We invite you to learn more about the payday loan product we offer in Idaho.
You can complete an online payday loan application and receive a response within 60 minutes during regular business hours.
In Idaho we are able to lend you up to $1,000. View example loan fees.
Moneytree Payday Loan Fees and Comparisons
Payday loan fee charged by Moneytree in Idaho for a $100 loan
| Idaho Payday Loan Fee Chart |
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1Annual percentage rate
22008 Fee Analysis of Bank and Credit Union Non-Sufficient Funds and Overdraft Protection Programs Bankrate.com
3FDIC Study of Bank Overdraft Programs
4CARD Act - Truth in Lending Act - safe harbor, first late payment
5CARD Act - Truth in Lending Act - safe harber, more than one late payment in 6 months
Payment
Your loan provides you with cash today. You must repay your loan on your next payday.
Example:
The fee for a loan is $16.50 per $100 borrowed. So if your payday was 14 days away and you borrowed $100, the APR would be 430.18%, and you owe $116.50 on the date of your next payday.
Payments received after 1 pm Pacific time will be processed the next business day. If you are ever unsure about your loan due date or the amount you owe, please call Customer Service at: 800.745.1011. Our Customer Service Department is open 24 hours a day, seven days a week (every day except Christmas Day).
Moneytree offers three simple ways to apply for a cash advance loan.
- Apply for an online cash loan
- Apply at a Moneytree branch
- Apply over the phone by calling Customer Service at 800.745.1011
If you’re already a Moneytree branch customer, but haven’t applied online yet, simply set up an online payday loan account and complete an online application. Once you’ve created an online account, you can request a money loan and make payments online!
What does the application process look like?
The application process is simple.
- Complete your Moneytree payday loan application online, at a branch or by calling our Customer Service at 800.745.1011.
- Once approved, request your cash loan amount and repayment date.
- Receive your funds!
Qualifying for a Moneytree Payday Loan
After you’ve submitted your application, we’ll verify the following:
- Your employment/sources of income
- Your home address and phone number
- That you have an open and active checking account
What if I don't have a checking account?
For customers who don't have checking accounts, Moneytree has a short-term loan for you! This simple and secure solution can provide you with the cash advance you need to handle the unexpected. For more information visit our Loans-No Checking Account Needed page!
How fast will I receive my money?
Once your payday loan has been approved, your money is available immediately for pick-up at any Moneytree branch. If you are an existing customer and have a Moneytree Cash Solution Card, you can have the money instantly deposited on your card.
Otherwise, your cash advance can be deposited into your checking account as early as the next business day!
Why choose Moneytree?
Moneytree has been in the business of helping people for 28 years. It’s our mission to provide customer service that reaches beyond our customers' expectations. We use an advanced security software and are fully licensed by the State of Idaho. To check our payday loan licenses visit the Idaho Department of Finance Licensee Database and search for our company name; "Moneytree".
Moneytree is not only the premier provider of retail financial services like payday loans and cash advances, it has also been praised for community involvement. Moneytree has also been recognized as the favorite Seattle-area company by Northwest Jobs in their annual People’s Pick contest!
Moneytree has branches located throughout Southern California, Colorado, Idaho, Nevada and Washington. Call 800.745.1011 or visit our find a branch page for the location nearest you. Find the same great service at a branch or online!
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CUSTOMER SERVICE
877.613.6669
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