Colorado Loans

Take out a Moneytree Small Loan and have up to 6 months to repay your loan! 
  • Small Loans range from $100 - $500, in even hundred dollar increments.
  • Loan payments will be set up in six substantially equal installments, starting one month from the date you take out the loan.
  • The cost of a loan is set as follows:
    • Interest Rate: 45% per annum simple interest
    • Origination Fee: 20% of the amount financed for the first $300 and 7.5% of the amount financed on amounts above $300
    • Maintenance Fee: 7.5% of the amount financed up to a maximum of $30 per month (this fee is waived during the first month of the loan)

Moneytree Small Loans!

Stretch out your loan payment with a Moneytree Small Loan! Apply at any Colorado Moneytree branch and you’ll have up to 6 months to repay!

How Do I Qualify For a Loan?

To qualify for a loan, you must have written verification of your income and an open, active checking account. We also need to be able to confirm your home address and your contact phone numbers. 

As part of the application process, you will need to provide the following:
  1. Your ID and Social Security Number (or Alien Registration Number or ITIN)
  2. Your address and phone number(s)
  3. Your source(s) of income
  4. An open checking account

How Does Moneytree Determine How Much I Can Borrow?

Colorado law allows us to lend you up to $500 or 25% of your gross monthly income, whichever is less. Small loans range from $100 - $500, in even hundred dollar increments. Actual loan limits are set within these guidelines and based on the information you provide. Your loan limit may change if your income changes or if our ability to contact you changes. View Example Loan Fees

How Do I Repay My Loan?

Payments will be set up in six substantially equal installments, starting one month from the date you take out the loan. At the time of your loan, you can choose to make these payments electronically or by monthly check payments. If you choose check payments, you will need to provide six post-dated checks that we will apply toward your payment once per month. Additional details about this option are available at any Moneytree branch or by contacting our Customer Service Department at 800.745.1011.


Customer Notice: Short-term-loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling.