N. Division

4516 N. Division
Spokane, WA 99207


Thu7:00 AM - 10:00 PM
Fri7:00 AM - 10:00 PM
Sat8:00 AM - 9:00 PM
Sun9:00 AM - 7:00 PM
Mon7:00 AM - 10:00 PM
Tue7:00 AM - 10:00 PM
Wed7:00 AM - 10:00 PM


7:00 AM - 10:00 PM

47.699705 -117.410852 011


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Average Customer Review

I want to send a thank you to all the wonderful employees


I want to send a thank you to all the wonderful employees at the Spokane North Division store. Every week I go there to cash my check and all your employees are always so friendly and nice. I stopped using Walmart money services about a month ago, and even though the fee to cash my check is double with your company I am more than happy to pay the extra cost in exchange for the service I receive. Not only do your employees treat me like family but I never have to wait in line for more than five minutes. You guys are doing a great job and I thank you for all your hard work!! -

Moneytree Response: Thank you for your positive feedback, April. We're happy to hear you had a pleasant experience. Thank you for choosing Moneytree to cash your checks. We truly appreciate your business.

Always professional!


I use money tree to cash checks almost on a weekly basis. Always professional, and never a long wait. Happy to do business with them. -

Moneytree Response: Thank you for leaving a review Tyler! We're happy to have you as a customer. Thank you for choosing Moneytree. We appreciate your business.


Payday Loans

Loans up to $700

The finance charge for a payday loan up to $500 is $15 per $100 borrowed. For a loan over $500, the finance charge is $15 per $100 on the first $500 borrowed and $10 per $100 for the loan amount over $500.

Apply Now

Annual Percentage Rate (APR):

The APR varies depending on the date the loan is due. The APR is the cost of your loan expressed as a yearly rate.

Using a $100 payday loan as an example:

14-Day Loan Term - APR is 391.07%*

Using a $700 payday loan as an example:

14-Day Loan Term - APR is 353.83%*

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

*The APR will increase if the term is less than 14 days or decrease if the term is more than 14 days.

View Sample Loan Fees


Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions.

Business Loans

Moneytree offers fast, flexible and immediate business loans. Same day approval and funding  just complete a simple application.

Apply for a business loan today! Click the link below to print a Moneytree business loan application and get started!

Download Business Loan Application

14-Day Loan Term - APR is 573.57%*

Check Cashing

Check Cashing Rates

Payroll Check: 1.9%
Payroll Check (Handwritten): 1.9%
Government Check: 1.9%
Personal (1st and 2nd Party): 5.9%
Money Orders: 2.9%
Insurance Drafts: 2.9%
Cashier's Check: 2.9%
Tax Check: 1.9%
Moneytree Money Order: 1.0%
Other Checks: 2.9%

Business Check Cashing Rates

Business Owners: Ask about special rates.

In addition, a $.99 fee is charged on transactions over $20.00.

Other Services

Money Orders

Up to $1000: $1.25 ea.
With Check Cashing or Loan Transaction: Free

Postal Services

Stamps: Face Value
Book of Stamps: Face Value

Additional Services

Fax per Page: $2.00
Cash Withdrawal: Ask for Details

Western Union

Western Union: Fees to send money vary depending on the dollar amount sent.

CheckFreePay Bill Payments

Standard 3 to 4 Business Days: $1.50
Next Day: $2.50
Visa / Mastercard: $2.50


Laura was fantastic!


Laura was fantastic! She did her best to help us solve our problem. Moneytree's dedication to resolving problems went above and beyond my expectations! -