Federal Way

31625 Pacific Hwy S.
Federal Way, WA 98003


Thu8:00 AM - 10:00 PM
Fri8:00 AM - 10:00 PM
Sat9:00 AM - 7:00 PM
Sun10:00 AM - 6:00 PM
Mon8:00 AM - 10:00 PM
Tue8:00 AM - 10:00 PM
Wed8:00 AM - 10:00 PM


8:00 AM - 10:00 PM

Branch Image
47.3188896 -122.3134606 090


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Average Customer Review

Great Job!!


Great Job!! I never write reviews, so the fact that I am is a pretty big deal. Always great customer service, very clean, no long wait times, it's quick and easy process and in and out without hassle. I appreciate their service and I've had someone different each time and each person was happy, helpful and quick! Always a pleasure, keep up the good work! -

Moneytree Response: Thank you for your review, Sarah. We appreciate you leaving us your feedback. We're happy to hear you enjoyed your visit to our branch. We hope to exceed your expectations each and every time. Thank you for choosing Moneytree!

Closes early!!!!


Closes early!!!! Just sat in traffic for 30 mins to get here on time. Attempted to open the door at 5:57 pm (digital time) and they had already locked the door. So frustrating for customers. -

Moneytree Response: Hello Jamie. Thank you for your review. We apologize for any inconvenience this may have caused you. We're glad we were able to speak with you in regards to your experience and hope you accept our gesture of good customer service. We can also assure you that this issue has been handed accordingly. Thank you for choosing Moneytree!


Payday Loans

Loans up to $700

The finance charge for a payday loan up to $500 is $15 per $100 borrowed. For a loan over $500, the finance charge is $15 per $100 on the first $500 borrowed and $10 per $100 for the loan amount over $500.

Apply Now

Annual Percentage Rate (APR):

The APR varies depending on the date the loan is due. The APR is the cost of your loan expressed as a yearly rate.

Using a $100 payday loan as an example:

14-Day Loan Term - APR is 391.07%*

Using a $700 payday loan as an example:

14-Day Loan Term - APR is 353.83%*

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

*The APR will increase if the term is less than 14 days or decrease if the term is more than 14 days.

View sample loan fees

Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions.

Business Loans

Moneytree offers fast, flexible and immediate business loans. Same day approval and funding  just complete a simple application.

Apply for a business loan today! Click the link below to print a Moneytree business loan application and get started!

Download Business Loan Application

Check Cashing

Check Cashing Rates

Payroll Check: 2.9%
Payroll Check (Handwritten): 2.9%
Government Check: 2.9%
Personal (1st and 2nd Party): 5.9%
Money Orders: 5.9%
Insurance Drafts: 5.9%
Cashier's Check: 5.9%
Tax Check: 1.9%
Moneytree Money Order: 1.0%
Other Checks: 5.9%

Business Check Cashing Rates

Business Owners: Ask about special rates.

In addition, a $1.49 fee is charged on transactions over $20.

Other Services

Money Orders

Up to $1000: $1.25 ea.
With Check Cashing or Loan Transaction: Free

Postal Services

Stamps: Face Value
Book of Stamps: Face Value

Additional Services

Fax per Page: $2.00
Cash Withdrawal: Ask for Details

Western Union

Western Union: Fees to send money vary depending on the dollar amount sent.

CheckFreePay Bill Payments

Standard 3 to 4 Business Days: $1.50
Next Day: $2.50
Visa / Mastercard: $2.50


always a wonderful experience!!!


Anytime I've needed a loan it's always a wonderful experience!!! Easy simple and quick and the fee is way better than any other company I've tried. -

Moneytree Response: Hello Heather. Thank you for leaving a review for our Federal Way branch. We're pleased to hear that our team members were able to create a wonderful experience during your visit. It's wonderful to know you found the loan process to be quick and simple. Thank you for choosing Moneytree!


Online application -

Moneytree Response: Thank you Patricia for giving our Federal Way branch five stars! if you like, please feel free to share how we've exceeded your expectations in any specific area. Thank you for choosing Moneytree!

I would recommend Moneytree because of the friendly people who work there.


Michael provided great service and explained the payday loan process to me. I would recommend Moneytree because of the friendly people who work there. -

Martina and her employees are outstanding!


Martina and her employees are outstanding! Thanks to Moneytree I am going to get paid on time. They offer amazing service and will do anything to help their customers. -

He is a real people person and a great asset to Moneytree!


Matthew made the loan process as smooth as possible. He is a real people person and a great asset to Moneytree! -

Chisom was very nice and professional!


Chisom was very nice and professional in helping me resolve an issue. -

She was understanding and kind.


Chisom's great attitude and sense of humor made my day! She was understanding and kind. The team here was very friendly both times we came to Moneytree. -