El Cajon

303 N. 2nd St.
El Cajon, CA 92021


FULL HOURS

Wed7:00 AM - 11:00 PM
Thu7:00 AM - 11:00 PM
Fri7:00 AM - 11:00 PM
Sat7:00 AM - 11:00 PM
Sun9:00 AM - 7:00 PM
Mon7:00 AM - 11:00 PM
Tue7:00 AM - 11:00 PM

TODAY'S HOURS

7:00 AM - 11:00 PM


32.797582 -116.935098 045

REVIEWS

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Average Customer Review

Natali was exceptional

 

Natali was exceptional, very courteous and personable. Not forgetting to mention gorgeous! Awesome staff at the El Cajon Branch. -

Moneytree Response: Hello J.C. At Moneytree, our tellers work hard to create the best experience possible for you. We're happy to hear Natali was able to exceed your expectations. Thank you for choosing Moneytree!

Janeth went out of her way for us

 

Janeth went out of her way for us. She was very kind and helpful with a bright smile -

Loans

Payday Loans

Loans up to $255

The finance charge for a deferred deposit loan is $17.65 per $100 borrowed.

Apply Now

Annual Percentage Rate (APR):

The APR is the cost of your loan expressed as a yearly rate. The APR varies depending on the date the loan is due.

Using a $100 payday loan as an example:

14-Day Loan Term - APR is 460.16%*

30-Day Loan Term - APR is 214.74%*
 

Using a $200 payday loan as an example:

14-Day Loan Term - APR is 460.16%*

30-Day Loan Term - APR is 214.74%*

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

View Sample Loan Fees

Customer Notice: A single payday advance is typically for two to four weeks. However, the borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions.

Licensed by the Department of Business Oversight pursuant to the CA Deferred Deposit Transaction Law to make consumer loans. 

Business Loans

Moneytree offers fast, flexible and immediate business loans. Same day approval and funding just complete a simple application.

Apply for a business loan today! Click the link below to print a Moneytree business loan application and get started!

Download Business Loan Application

Licensed by the Department of Business Oversight pursuant to the CA Finance Lenders Law to make business loans.

Check Cashing

Check Cashing Rates

Payroll Check: 1.75%
Payroll Check (Handwritten): 1.75%
Government Check: 1.75%
Personal (1st and 2nd Party): 4.9%
Money Orders: 2.99%
Insurance Drafts: 2.99%
Cashier's Check: 2.99%
Tax Check: 1.0%
Moneytree Money Order: 1.0%
Other Checks: 2.99%

Business Check Cashing Rates

Business Owners: Ask about special rates.

In addition, a $.99 fee is charged on transactions over $20.00.

Other Services

Money Orders

Up to $1000: $0.75 ea.
With Check Cashing or Loan Transaction: Free

Postal Services

Stamps: Face Value
Book of Stamps: Face Value

Additional Services

Fax per Page: $1.50
Cash Withdrawal: Ask for Details

Western Union

Western Union: Fees to send money vary depending on the dollar amount sent.

CheckFreePay Bill Payments

Standard 3 to 4 Business Days: $1.50
Next Day: $2.50
Visa / Mastercard: $2.50

ADDITIONAL REVIEWS

I wanted to say thank you for my experiences with you all.

 

I wanted to say thank you for my experiences with you all. Your professionalism and affordable prices deserve acknowledgement. Thank you! -

Natali was excellent!

 

Natali was excellent! Very professional. -

Very helpful and nice staff.

 

Very helpful and nice staff. I would recommend Moneytree because of your great Customer Service! Everybody was so nice. -

Moneytree Response: Thank you Allison for your feedback. We're happy to hear team members at our El Cajon branch were able to provide you with excellent customer service. Thank you for choosing Moneytree! We appreciate your business.

Moneytree helped me

 

Moneytree helped me while I was sick; especially Nora who was patient and helpful. I could not have gone through that time without Moneytree's help -