We are thrilled that you have chosen Moneytree as your short term credit solution and we know that it is your intention to repay your loan on the due date. It is our goal to loan only as much as you can comfortably repay on your next payday. However, payment options are available to you depending upon the state in which your loan originated. Below you’ll find information about the payment plan options available through Moneytree in your state.

California
Occasionally circumstances may arise that change your ability to repay. If this occurs, you may choose to enter into the Community Financial Services Association of America (CFSA) Extended Payment Plan.  If you find that you cannot repay your loan, you may request a payment plan of at least four payments. You may choose this option once per 12-month period. You must choose this option prior to the deposit of your current loan. There is no charge to enter into the CFSA Extended Payment Plan.  Additional details about this option are available at any Moneytree branch. 

If your loan goes into a default status, Moneytree is committed to collecting your debt in a professional, fair and lawful manner. We follow the Fair Debt Collection Practices Act guidelines when collecting defaulted loans. In California you will be charged a one-time $15 fee whenever a loan goes into default. Additional interest will not accrue after default. We will contact you and ask for payment in full, and we may make reasonable repayment arrangements with you. We will not garnish your wages, sue you, or threaten to pursue civil or criminal actions against you under this state’s bad check statutes.  You can reach Moneytree’s Payment center at 1.888.516.6643 for more information.

Click here to view the California Payment Plan Request Form.

Colorado
Occasionally circumstances may arise that change your ability to repay. If this occurs, you have options.  In certain cases, you may renew the terms of your loan by paying an additional fee to extend the loan due date until your subsequent payday. The renewal may occur prior to the time your loan check is sent to the bank or your electronic transaction is deposited. You may renew your loan a maximum of one (1) time. If you renew your loan prior to the due date, you may be due a refund of a portion of the finance charge. At the time that your renewal is due, you must repay the loan in full.

Colorado Payment Plan: If you have taken out at least four consecutive loans, which are loans with five or less days between the due date of one loan and the renewal or initiation date of a subsequent loan, you may enter into a payment plan. You may set payment terms to repay the loan in no fewer than six similar installments timed with your paydays. You must choose this option prior to the deposit of your current loan. Additional details about this option are available at any Moneytree branch.

If your loan goes into a default status, Moneytree is committed to collecting your debt in a professional, fair and lawful manner. We follow the Fair Debt Collection Practices Act guidelines when collecting defaulted loans. You will be charged a one-time $25 fee whenever a loan goes into default. Additional interest will not accrue after default. We will contact you and ask for payment in full, and we may make reasonable repayment arrangements with you. We will not garnish your wages, sue you, or threaten to pursue civil or criminal actions against you under this state’s bad check statutes. You can reach Moneytree’s Payment center at 1.888.516.6643 for more information.

Click here to view the Colorado Payment Plan Request Form.

Idaho
Occasionally circumstances may arise that change your ability to repay. If this occurs, you have options.  In certain cases, you may renew the terms of your loan by paying an additional fee to extend the loan due date until your subsequent payday. The renewal may occur prior to the time your loan check is sent to the bank or your electronic transaction is deposited. If you did not give us a post-dated check, it may happen at any time prior to the close of business on the loan due date. You may renew your loan a maximum of three (3) times. At the time that your third renewal is due, you must repay the loan in full.

CFSA Extended Payment Plan:  As a member of the Community Financial Services Association of America (CFSA), Moneytree offers the CFSA Extended Payment Plan. If you find that you cannot repay your loan, you may request a payment plan of at least four payments. You may choose this option once per 12-month period. You must choose this option prior to the deposit or default of your current loan. There is no charge to enter into the CFSA Extended Payment Plan.  Additional details about this option are available at any Moneytree branch.

If your loan goes into a default status, Moneytree is committed to collecting your debt in a professional, fair and lawful manner. We follow the Fair Debt Collection Practices Act guidelines when collecting defaulted loans. You will be charged a one-time $20 fee for returned loan checks or electronic transactions. For loans made without a check, Moneytree extends a ten (10) day period during which your loan may be repaid in full at no additional cost. If the loan remains unpaid, you will be charged $12.50 or 5% of the amount of the loan, whichever is greater. Additional interest will not accrue after default. We will contact you and ask for payment in full, and we may make reasonable repayment arrangements with you. We will not garnish your wages, sue you, or threaten to pursue civil or criminal actions against you under the state’s bad check statutes.  You can reach Moneytree’s Payment center at 1.888.516.6643 for more information.

Click here to view the Idaho Payment Plan Request Form.

Nevada
Occasionally circumstances may arise that change your ability to repay. If this occurs, you have options.  In certain cases, you may renew the terms of your loan by paying an additional fee to extend the loan due date until your subsequent payday. The renewal may occur prior to the time your loan check is sent to the bank or your electronic transaction is deposited. If you did not give us a post-dated check, it may happen at any time prior to the close of business on the loan due date. You may renew your loan a maximum of four (4) times, but for no longer than 60 days after the original loan’s due date. At the time that your fourth renewal is due, or if 60 days have passed, you must repay the loan in full.

CFSA Extended Payment Plan:  As a member of the Community Financial Services Association of America (CFSA), Moneytree offers the CFSA Extended Payment Plan. If you find that you cannot repay your loan, you may request a payment plan of at least four payments. You may choose this option once per 12-month period. You must choose this option prior to the deposit or default of your current loan. There is no charge to enter into the CFSA Extended Payment Plan.  Additional details about this option are available at any Moneytree branch.

If your loan goes into a default status, Moneytree is committed to collecting your debt in a professional, fair and lawful manner. We follow the Fair Debt Collection Practices Act guidelines when collecting defaulted loans. You will be charged up to $25 as a default fee. Additional interest will not accrue after default. We will contact you and ask for payment in full, and we may make reasonable repayment arrangements with you.  We will not garnish your wages, sue you, or threaten to pursue civil or criminal actions against you under this state’s bad check statutes.  You can reach Moneytree’s Payment center at 1.888.516.6643 for more information.

Click here to view the Nevada Payment Plan Request Form.

Washington
Occasionally circumstances may arise that change your ability to repay. If this occurs, you have options. 

Washington Payment Plan: If you have taken out at least four successive loans, which are loans with three or fewer days between the due date of one loan and the initiation date of a subsequent loan, you may enter into a payment plan. You may set payment terms to repay the loan in no fewer than three similar installments over at least 60 days. You must choose this option prior to the deposit of your current loan. Additional details about this option are available at any Moneytree branch.

CFSA Extended Payment Plan:  As a member of the Community Financial Services Association of America (CFSA), Moneytree offers the CFSA Extended Payment Plan. If you find that you cannot repay your loan, you may request a payment plan of at least four payments. You may choose this option once per 12-month period. You must choose this option prior to the deposit of your current loan. There is no charge to enter into the CFSA Extended Payment Plan.  Additional details about this option are available at any Moneytree branch.

If your loan goes into a default status, Moneytree is committed to collecting your debt in a professional, fair and lawful manner. We follow the Fair Debt Collection Practices Act guidelines when collecting defaulted loans. You will be charged a one-time $25 fee whenever a loan goes into default. Additional interest will not accrue after default. We will contact you and ask for payment in full, and we may make reasonable repayment arrangements with you.  We will not garnish your wages, sue you, or threaten to pursue civil or criminal actions against you under this state’s bad check statutes.  You can reach Moneytree’s Payment center at 1.888.516.6643 for more information.

Click here to view the Washington Payment Plan Request Form.