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Payday Loans
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Need cash today, but payday's still a few days away? Consider a payday loan from Moneytree! It’s quick and simple!
Three Easy Ways to Apply for a Payday Loan:
- Apply online
- Over the phone by calling 800.745.1011
- At any Moneytree branch
Qualifying for a Payday Loan
To qualify for a payday loan we will:
- Verify your employment/sources of income.
- Confirm your home address and your contact phone.
- In California and Colorado we also need to confirm that you have an open and active checking account.
We can approve your application in just minutes so you have the cash you need. Plus, money orders are free with every check cashing or payday loan transaction!
Choosing a Payday Loan
A payday loan is a short-term loan to cover an occasional, unexpected cash shortage between paydays. As an analogy, while you would not choose to take a taxi from Seattle to San Diego or Denver to Las Vegas, it is common to take a taxi for a short distance, such as from your hotel to a nearby restaurant.
A payday loan does not provide the kind of help intended if used repeatedly to the point of incurring additional debt. We recommend that you investigate other financing options if you are planning on borrowing money beyond your next payday.
Many consumers prefer payday loans over borrowing from friends or family members, taking out a credit card advance, asking their employer for a salary advance, paying late fees, bounced check charges or overdraft protection fees.
FREE Annual Credit Report
Interested in checking your credit report? Visit www.annualcreditreport.com to obtain your FREE annual credit report or call toll-free 877-322-8228. No credit card required!
“This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.”
Reviewing your free credit report on an annual basis will help reduce the impact of fraud and identity theft on your Social Security Number.
To Our Military Customers:
On October 1, 2007, a new federal law became effective that severely limits the terms under which we can loan to active duty members of the military and their spouses and dependents. As a result, after this date we will no longer be able to offer payday loans to our military customers.
During Congressional debate upon this law, the Department of Defense took the position that payday loans should not be made available to active duty members of the military, their spouses or dependents. While we strongly disagree with this position and continue to believe that payday loans are a valuable choice for short-term credit, we will comply with the new law.
Additional information about this new law and about your options is available in Moneytree’s DOD Q&A brochure or by talking to your customer service representative on your next visit. We are honored you have chosen us as your lender. We thank you for giving us the opportunity to serve you and hope to have the opportunity to provide other financial services to you in the future.
Frequently asked questions about payday loans with Moneytree
 Customer Notice: Payday loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
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